318 Breezy Pointe Loop, Mc Gregor, IA 52157 Property Records

Clayton County property record for 318 Breezy Pointe Loop, Mc Gregor, IA 52157

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2.5 ba · 1,674 sqft · built 1997
Lot Size0.28 acres (12,183 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Jun 2026)
Tax Bill$1,032 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN0499132006

Property Details

APN / Parcel Number

Primary APN0499132006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,674 sqft Living Area
1st Floor Area1,188 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleModular
Exterior MaterialVinyl
Construction TypeManufactured
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,183 sqft (0.28 acres)
Lot Dimensions93 ft deep x 131 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address318 BREEZY POINTE LOOP
CityMC GREGOR
StateIA
Zip52157-7600
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionBREEZY POINTE SUBDIVISION LOT 6
Legal Range3W
Legal Township95N
Legal Section21
Legal SubdivisionBREEZY POINTE
Legal Lot Number6
JurisdictionCLAYTON IA
Township / Civil DivisionMENDON
Census Block Group3
Census Block3058
Census Tract70100

Owner

Source: Clayton County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address318 BREEZY POINTE LOOP, MC GREGOR, IA 52157-7600
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer · Conventional Mortgage
PEOPLES STATE BANK
Oct 26, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Deed Document Number20261806
Prior Transfer DateOct 25, 2022
Prior Transfer Doc2022R03908
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateJun 26, 2026
Property Address318 BREEZY POINTE LOOP, MC GREGOR, IA 52157-7600
Document Number0000001806
Instrument DateJun 24, 2026
Instrument20261806
Transaction TypeTransfer
Record UpdatedJul 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,765.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 BREEZY POINTE LOOP, MC GREGOR, IA 52157-7600

Mortgage

Document Number0000001807,
DateJun 26, 2026
Instrument20261807
Lender
NamePEOPLES STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAYTON IA
Recording DateOct 26, 2022
Property Address318 BREEZY POINTE LOOP, MC GREGOR, IA 52157-7600
Document Number2022R03908
Map ReferencePB 20 PG 120
Instrument DateOct 25, 2022
Instrument2022R03908
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address318 BREEZY POINTE LOOP, MC GREGOR, IA 52157-7600

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
Unified School DistrictMFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,032.00$111,879 (+28.72%) Land $19,741 Building $92,138$111,879 (+28.72%) Land $19,741 Building $92,138
2024$1,032.00 (+3.61%)
2023$86,916 Land $17,166 Building $69,750$86,916 Land $17,166 Building $69,750
2022$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimApr 2023 · Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBREEZY POINTE SUBDIVISION
private · serves 130 people · EPA ID IA2258603
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500

Nearby Properties on Breezy Pointe Loop

Nearby Streets

Search Property Records by Address or Parcel Number