318 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 318 Arbors Cir, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details2,056 sqft · built 2001
Lot Size1.17 acres (51,009 sqft)
OwnerIndividual Name on File
Tax Bill$9,292 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR81678

Property Details

APN / Parcel Number

Primary APNR81678
Alternative APN
  • O0002973

Interior

Stories1 Story
Building Area2,056 sqft Living Area
Gross Area3,335 sqft
1st Floor Area2,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area51,009 sqft (1.17 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area1,053 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address318 ARBORS CIR
CityELGIN
StateTX
Zip78621-5623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 164, ACRES 1.1710
Legal SubdivisionTHE ARBORS AT DOGWOOD CREEK SECTION 2
Legal Block2
Legal Lot Number164
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2010
Census Tract950102

Owner

318 Arbors Cir is owned and occupied by an individual.

Source: Bastrop County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address318 ARBORS CIR, ELGIN, TX 78621-5623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address318 ARBORS CIR, ELGIN, TX 78621-5623
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201702568
DateFeb 22, 2017
Instrument201702568
Lender
NameMOUNT OLYMPUS MORTGAGE CO
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueMar 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 318 Arbors Cir was $9,292 with a homeowner's exemption, up 11.2% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,292.00 (+11.21%) Homeowner's exemption$563,196 Land $171,389 Building $391,807$563,196 Land $171,389 Building $391,807
2024$8,355.00
2023Homeowner's exemption$602,098 Land $115,280 Building $486,818$602,098 Land $115,280 Building $486,818
2022$8,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Arbors Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Arbors Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: SOS Communications, Verizon.

Nearby Properties on Arbors Cir

Nearby Streets

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