Montgomery County property record for 318 Apple Grove Rd, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 5,867 sqft · built 2019 |
| Lot Size | 1.17 acres (51,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2004) |
| Tax Bill | $13,128 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00305095 |
| Primary APN | 05-00305095 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,867 sqft Living Area |
| Gross Area | 6,308 sqft |
| 1st Floor Area | 2,645 sqft |
| Basement Area | 1,998 sqft |
| Finished Basement | 1,998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 51,011 sqft |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00305095 |
|---|---|
| Street Address | 318 APPLE GROVE RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | PT LOT 1 QUAINT ACRE |
| Legal Subdivision | QUAINT ACRES |
| Legal Block | G |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 701506 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 APPLE GROVE RD, SILVER SPRING, MD 20904-2745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 28, 2018 | Deed of Trust, Mortgage · ARM SANDY SPRING BANK |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2004 · Amount on File |
| Deed Sale | Sep 3, 2004 · Amount on File |
| Prior Sale | Jan 22, 2003 |
| Deed Document Number | 200417275 |
| Deed Book / Page | 28180 / 520 |
| Transfer Doc | 0000001971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 318 APPLE GROVE RD, SILVER SPRING, MD 20904-2745 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 318 APPLE GROVE RD, SILVER SPRING, MD 20904-2745 |
| Document Number | 0620780119 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 62078/119 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 318 APPLE GROVE RD, SILVER SPRING, MD 20904-2745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0557070247 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 55707/247 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 318 APPLE GROVE RD, SILVER SPRING, MD 20904-2745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0593080261 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 59308/261 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 318 APPLE GROVE RD, SILVER SPRING, MD 20904-2745 |
| Document Number | 0606870240 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 318 APPLE GROVE RD SILVER SPRING MD 209042745, SILVER SPRING, MD 20904-2745 |
| Document Number | 0606870240 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 060687/000240 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 6, 2040 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,213,700 (+8.73%) Land $281,000 Building $932,700 | $1,213,700 (-) Land $281,000 Building $932,700 | |
| 2025 | $13,128.00 (+5.27%) | $1,116,200 (+21.17%) | $1,213,700 (+31.75%) Land $281,000 Building $932,700 |
| 2024 | $12,471.00 (+27.89%) | ||
| 2023 | $921,200 Land $281,000 Building $640,200 | $921,200 Land $281,000 Building $640,200 | |
| 2022 | $9,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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