Stearns County property record for 318 9th Ave S, Saint Cloud, MN 56301
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 7 bd · 2,009 sqft · built 1880 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $164,500 (Jul 2022) |
| Tax Bill | $3,108 (2026) |
| Deeds & Mortgages | Apr 2026 Construction Loan Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52245-0000 |
| Primary APN | 82-52245-0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,009 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Multi-Family |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 55 ft Width |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 318 9TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4207 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Local Zoning Code | R3A |
| Legal Description | LOT 010 BLK 062 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | CURTIS SURVEY ADD |
| Legal Block | 62 |
| Legal Lot Number | 10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 303 |
Source: Stearns County records · APN 82-52245-0000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11226 185TH AVE SE, BIG LAKE, MN 55309-8931 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK/ELK RIVER |
| Aug 03, 2022 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 20221445112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 06, 2026 |
| Property Address | 318 9TH AVE S, SAINT CLOUD, MN 56301-4207 |
| Document Number | 0001710849 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261710849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 29210 151ST ST NW, ZIMMERMAN, MN 55398-4540 |
| Document Number | 0001710849, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20261710849 |
| Name | FIRST NATIONAL BANK/ELK RIVER |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jul 01, 2027 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 03, 2022 |
| Property Address | 318 9TH AVE S, SAINT CLOUD, MN 56301-4207 |
| Document Number | 00A1638028 |
| Instrument Date | Jul 26, 2022 |
| Instrument | A1638028 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11226 185TH AVE SE, BIG LAKE, MN 55309-8931 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,108.00 (+21.5%) | $170,000 (-) Land $40,000 Building $130,000 | $170,000 (-) Land $40,000 Building $130,000 |
| 2025 | $170,000 (-) Land $40,000 Building $130,000 | $170,000 (-) Land $40,000 Building $130,000 | |
| 2023 | $2,558.00 | $170,000 Land $25,000 Building $145,000 | $170,000 Land $25,000 Building $145,000 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the St. Cloud Commercial Historic District listed 1998 · 42 contributing resources · NRIS 98000153 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 459 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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