Buchanan County property record for 318 6th Ave SE, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,302 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,342 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003161004 |
| Primary APN | 1003161004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,302 sqft Living Area |
| Basement Area | 384 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 318 6TH AVE SE |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCARCLIFFS LOT 10BLK 11 EX N85' |
| Legal Subdivision | SCARCLIFFS |
| Legal Block | 11 |
| Legal Lot Number | 10 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 950500 |
Source: Buchanan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 318 6TH AVE SE, INDEPENDENCE, IA 50644-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Apr 26, 2018 | Deed of Trust, Mortgage · ARM BANK IOWA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 318 6TH AVE SE, INDEPENDENCE, IA 50644-3027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R02107 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020R02107 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 318 6TH AVE SE, INDEPENDENCE, IA 50644-3027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R01018 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 2018R01018 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
| Type Change Date | May 1, 2025 |
| Index | Other |
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,342.00 (+33.37%) Homeowner's exemption | $136,180 (+12.42%) Land $25,050 Building $111,130 | $136,180 (+12.42%) Land $25,050 Building $111,130 |
| 2023 | $1,756.00 Homeowner's exemption | $121,140 Land $22,360 Building $98,780 | $121,140 Land $22,360 Building $98,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 40 (1979–2016) |
| Claims Outside the SFHA | 4 of 40 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Independence Telecommunications Utility Cable · Fiber in parts of the area | 250 / 25 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures