Chippewa County property record for 318 3rd St, Watson, MN 56295 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1920 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,142 (2026) |
| Deeds & Mortgages | Jun 2019 Refinance |
| APN | 90-050-1610 |
| Primary APN | 90-050-1610 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Account Number | 12481 |
|---|---|
| Street Address | 318 3RD ST |
| City | WATSON |
| State | MN |
| Zip | 56295-1134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT LOTS 1, 4, 5 & 8 BLOCK 16 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 16 |
| Legal Lot Number | 1,4-5,8 |
| Jurisdiction | CHIPPEWA MN |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2211 |
| Census Tract | 950500 |
Source: Chippewa County records · APN 90-050-1610
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 3RD ST, WATSON, MN 56295-1134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MN |
| Property Address | 318 3RD ST, WATSON, MN 56295-1134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000304164 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | A000304164 |
| Name | CO-OP CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2024 |
Source: Chippewa County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chippewa County |
| Municipality | Watson City |
| Unified School District | Montevideo Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,142.00 (+35.31%) Homeowner's exemption | $49,100 (-11.69%) Land $2,400 Building $46,700 | $49,100 (-11.69%) Land $2,400 Building $46,700 |
| 2025 | $55,600 (-) Land $2,400 Building $53,200 | $55,600 (-) Land $2,400 Building $53,200 | |
| 2023 | $55,600 Land $2,400 Building $53,200 | $55,600 Land $2,400 Building $53,200 | |
| 2022 | $844.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270239505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Farmers Mutual Telephone Company (MN) | Fiber | 1,000 / 1,000 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| Midcontinent Communications | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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