318 3rd St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 318 3rd St, Scotia, NY 12302 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1895
Square Footage1,481 sqft Living Area
Lot Size3,300 sqft (0.075 acres)
OccupancyOwner Occupied
Last Sale$149,000 (2019)
Tax Bill$5,837.00 (2025)

Property Details

APN / Parcel Number

Primary APN422201 38.27-3-55
Alternative APNs
  • 220103802700030550000000
  • A11503

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,481 sqft Living Area
1st Floor814 sqft 1st Floor
2nd Floor520 sqft 2nd Floor
Upper Floors147 sqft Upper Floors
Stories2 Stories

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,300 sqft (0.075 acres)
Depth X Width100 ft x 33 ft Depth x Width
Porch Area222 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account NumberA11503
Street Address318 3RD ST
CitySCHENECTADY
StateNY
Zip12302-2030
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSCOTIA HIGHLANDS = 1 L165 HLB
Legal SubdivisionSCOTIA HIGHLAND TRACT
Legal Block3
Legal Lot Number55.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionGLENVILLE
Census Blockgroup1
Census Block1023
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 38.27-3-55

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address318 3RD ST, SCHENECTADY, NY 12302-2030
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 07, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MLB RESID'L LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Prior SaleJul 10, 2014 · Amount on Record
Deed Doc Number201945064
Deed Book / Page2021 / 420
Prior Transfer DateSep 04, 2002
Prior Transfer Doc1636000520
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address318 3RD ST, SCOTIA, NY 12302-2030
Transaction TypeMortgage
Record UpdatedMay 15, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 3RD ST, SCOTIA, NY 12302-2030

Mortgage

Document Number0000014606
DateMar 15, 2023
Book Page5293/916
Instrument202314606
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term479 Months
DueFeb 01, 2063

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 07, 2019
Property Address318 3RD ST, SCOTIA, NY 12302-2030
Document Number0000045064
Book / Page002021 / 000420
Instrument DateSep 13, 2019
Instrument45064
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$596.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1009 MILLINGTON RD SCHENECTADY NY 123095413, SCHENECTADY, NY 12309-5413

Mortgage

Document Number45065
DateOct 07, 2019
Book Page004943/000969
Instrument45065
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2049

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,837.00$114,500 (-) Land $12,100 Building $102,400$208,182 (+23.64%) Land $22,000 Building $186,182
2023$114,500 Land $12,100 Building $102,400$168,382 Land $17,794 Building $150,588

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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