Stephens County property record for 318 3rd St, Loco, OK 73442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,175 sqft · built 1967 |
| Lot Size | 0.986 acres (42,940 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $445 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28426 |
| Primary APN | 28426 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 42,940 sqft (0.986 acres) |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Guest House | 336 sqft |
| Storage Building | 375 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 28426 |
|---|---|
| Street Address | 318 3RD ST |
| City | LOCO |
| State | OK |
| Zip | 73442-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 14 LTS 1-2 & LT 6 LOCO CITY |
| Legal Subdivision | CITY OF LOCO |
| Legal Block | 14 |
| Legal Lot Number | 1,2,6 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | COMANCHE |
| Census Block Group | 3 |
| Census Block | 3186 |
| Census Tract | 1100 |
318 3rd St is owned and occupied by an individual who acquired it in December 2024.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 3RD ST, LOCO, OK 73442-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2024 |
| Transfer Doc | 0000008452 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 318 3rd St was $445.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Loco Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,967 (+1.72%) Land $225 Building $5,742 | $54,253 (+1.73%) Land $2,048 Building $52,205 | |
| 2025 | $445.00 | $5,866 Land $225 Building $5,641 | $53,329 Land $2,048 Building $51,281 |
| 2023 | $442.00 | $5,736 Land $225 Building $5,511 | $52,151 Land $2,048 Building $50,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 3rd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1988–2009) |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 3rd St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · lower than 62% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Pioneer Telephone Cooperative DSL · Fiber in parts of the area | 46 / 7 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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