3179 W Settlement Rd, Roxbury, NY 12474 Property Records

Delaware County and Roxbury Town property record for 3179 W Settlement Rd, Roxbury, NY 12474

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,876 sqft · built 1988
Lot Size	9.96 acres (433,858 sqft)
Owner	2 Trust Names on Record
Tax Bill	$9,329 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`124800 155.-2-4.7`

Property Details

APN / Parcel Number

Primary APN	`124800 155.-2-4.7`
Alternative APN	`48001550000002004700`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,072 sqft
Upper Floors Area	804 sqft
Basement Area	1,072 sqft
Finished Basement	1,072 sqft
Unfinished Basement	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	433,858 sqft (9.96 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	668 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	W SETTLEMENT RD
City	ROXBURY
State	NY
Zip	12474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 7 #4087 AG DISTRICT 1
Legal Block	2
Legal Lot Number	4.700
Jurisdiction	DELAWARE NY
Township / Civil Division	ROXBURY
Census Block Group	2
Census Block	2040
Census Tract	971100

Owner

Source: Delaware County and Roxbury Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	27713 VILLA RD, EASTON, MD 21601-7205
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage PNC BANK
Apr 12, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 29, 2023
Transfer Doc	001746/232
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	W SETTLEMENT RD, ROXBURY, NY 12474
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002070/0000000202
Date	Feb 27, 2017
Book Page	0000002070/0000000202
Instrument	000000001416

Lender

Name	PNC BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2057

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Apr 12, 2023
Property Address	W SETTLEMENT RD, ROXBURY, NY 12474
Document Number	001746/232
Book / Page	1746 / 232
Instrument Date	Mar 29, 2023
Instrument	2280
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27713 VILLA RD, EASTON, MD 21601-7205

Tax Assessment & Valuation

Source: Delaware County and Roxbury Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Roxbury Town
Unified School District	Roxbury Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,329.00 (+145.24%)	$606,400 (+73.75%) Land $86,700 Building $519,700	$612,525 (+19.35%) Land $87,576 Building $524,949
2023		$349,000 (-) Land $62,600 Building $286,400	$513,200 (+19.1%) Land $92,052 Building $421,148
2022		$349,000 Land $62,600 Building $286,400	$430,900 Land $77,290 Building $353,610
2021	$3,804.00 (-53.12%)
2020	$8,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1980–2011)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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