31786 Maple Ct, Lake City, MN 55041 Property Records

Goodhue County property record for 31786 Maple Ct, Lake City, MN 55041

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,556 sqft · built 2013
Lot Size	2.07 acres (89,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2005)
Tax Bill	$6,568 (2026)
Deeds & Mortgages	Jan 2026 Transfer Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32.126.0110`

Property Details

APN / Parcel Number

Primary APN	`32.126.0110`
Alternative APN	`30410`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,556 sqft Living Area
Basement Area	2,036 sqft
Finished Basement	1,420 sqft
Unfinished Basement	616 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,976 sqft (2.07 acres)
Garage Type	Attached
Garage Area	1,100 sqft
Driveway	Driveway

Exterior Amenities

Porch	Patio
Porch Area	381 sqft
Patio Area	380 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30410
Street Address	31786 MAPLE CT
City	LAKE CITY
State	MN
Zip	55041-6106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY PARK ESTATES LOT-004 BLOCK-002 LOT 4 BLK 2 DOC# 529746
Legal Subdivision	COUNTRY PARK ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	GOODHUE MN
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1019
Census Tract	80300

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31786 MAPLE CT, LAKE CITY, MN 55041-6106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Transfer on Death Deed, Transfer
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2005 · Amount on Record
Deed Sale	Oct 31, 2005 · Amount on Record
Deed Document Number	200517194
Last Transfer Date	Jan 22, 2026
Transfer Doc	000A710947
Record Updated	Sep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GOODHUE MN
Recording Date	Jan 28, 2026
Property Address	31786 MAPLE CT, LAKE CITY, MN 55041-6106
Document Number	000A710947
Instrument Date	Jan 22, 2026
Instrument	A710947
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	31786 MAPLE CT, LAKE CITY, MN 55041-6106
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31786 MAPLE CT, LAKE CITY, MN 55041-6106

Mortgage

Document Number	672025
Date	Feb 5, 2021
Instrument	672025

Lender

Name	ALLIANCE BANK
Type	Bank
Address	LAKE CITY, MN 55041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	31786 MAPLE CT, LAKE CITY, MN 55041-6106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	668575
Date	Oct 21, 2020
Instrument	668575

Lender

Name	ALLIANCE BANK
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
County Subdivision	Florence Township
Unified School District	Lake City Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,568.00 (+0.74%) Homeowner's exemption	$785,200 (+12.86%) Land $99,000 Building $686,200	$785,200 (+12.86%) Land $99,000 Building $686,200
2025		$695,700 (+14.26%) Land $68,000 Building $627,700	$695,700 (+14.26%) Land $68,000 Building $627,700
2024	$6,520.00 (+15.36%)
2023	$5,652.00 Homeowner's exemption	$608,900 Land $68,000 Building $540,900	$608,900 Land $68,000 Building $540,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	40 (1993–2019)
Claims Outside the SFHA	1 of 40
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 4 claims Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 21 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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