31784 5th Ave, Laguna Beach, CA 92651 Property Records

Orange County property record for 31784 5th Ave, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,748 sqft · built 2012
Lot Size	0.201 acres (8,750 sqft)
Owner	Company Name on File
Last Sale	$765,000 (Dec 2010)
Tax Bill	$14,151 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-130-07`

Property Details

APN / Parcel Number

Primary APN	`056-130-07`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	8,750 sqft (0.201 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31784 5TH AVE
City	LAGUNA BEACH
State	CA
Zip	92651-6863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 849 BLK LOT 383 TR 849 LOTS 383/384
Legal Subdivision	TRACT NO 849
Legal Tract	849
Legal Lot Number	383
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1040
Census Tract	42305

Owner

31784 5th Ave is owned by a company that acquired it in April 2021 and is owner-occupied.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	31784 5TH AVE, LAGUNA BEACH, CA 92651-6863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage GRANITE COMMUNITY BANK
Apr 4, 2025	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Apr 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2010 · Amount on File
Deed Sale	Dec 14, 2010 · Amount on File
Prior Sale	Oct 13, 2009 · Amount on File
Deed Document Number	2010673063
Last Transfer Date	Apr 16, 2021
Transfer Doc	0000277909
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31784 5TH AVE, LAGUNA BEACH, CA 92651-6863
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31784 5TH AVE, LAGUNA BEACH, CA 92651-6863

Mortgage

Document Number	0000084361
Date	Mar 18, 2025
Instrument	2025000084361

Lender

Name	GRANITE COMMUNITY BANK
Type	Bank
Address	CHAMPLIN, MN 55316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2040

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31784 5TH AVE, LAGUNA BEACH, CA 92651-6863
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31784 5TH AVE, LAGUNA BEACH, CA 92651-6863

Mortgage

Document Number	0000101100
Date	Apr 4, 2025
Instrument	2025000101100

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 26, 2021
Property Address	31784 5TH AVE, LAGUNA BEACH, CA 92651-6863
Document Number	0000277909
Map Reference	MB 25 PG 43-45
Instrument Date	Apr 16, 2021
Instrument	2021000277909
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	31784 5TH AVE, LAGUNA BEACH, CA 92651-6863

Tax Assessment & Valuation

The 2025 property tax bill for 31784 5th Ave was $14,151 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,177,513 (+2%) Land $910,562 Building $266,951
2025	$14,151.00 Homeowner's exemption	$1,154,425 Land $892,708 Building $261,717
2023	$13,373.00 (+2.08%) Homeowner's exemption	$1,109,599 Land $858,044 Building $251,555
2022	$13,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31784 5th Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	101 units insured incl. 78 condo units
Nearby Flood Claims	7 (1981–2001)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2001 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31784 5th Ave is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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