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31781 Washington Loop Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 31781 Washington Loop Rd, Punta Gorda, FL 33982 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage4,011 sqft Living Area
Lot Size108,900 sqft (2.5 acres)
OccupancyOwner Occupied
Last Sale$314,379 (2013)
Tax Bill$9,929.00 (2024)

Property Details

APN / Parcel Number

Primary APN402417400014
Alternative APNs
  • 00729560006203
  • 10004626181

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area4,011 sqft Living Area
Gross Area7,191 sqft Gross Area
Upper Floors900 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area108,900 sqft (2.5 acres)
DrivewayDriveway
Driveway Area11,329 sqft Driveway
Parking Spaces8 Parking Spaces
Garage TypeAttached Garage
Garage Area900 sqft Garage
Pool Area36 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Porch Area1,800 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00729560006203
Street Address31781 WASHINGTON LOOP RD
CityPUNTA GORDA
StateFL
Zip33982-1311
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description17-40-24 TRACT 49 2.5 AC. M/L TH E 253.26 FT OF W 272.06 FT OF LT31 LESS THE S 860 FT AKA TR 49 849/864 983/653 1879/1630 E2031/926 CT3802/597 3827/1418
Legal Range24E
Legal Township40S
Legal Section17
Legal SubdivisionFLORIDONIA
Legal Tract49
Legal BlockT49
Legal Lot Number31
JurisdictionCHARLOTTE FL
Minor Civil DivisionPUNTA GORDA
Census Blockgroup1
Census Block1016
Census Tract10100

Owner

Source: Charlotte County records · APN 402417400014

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address31661 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-1310
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF THE OZARKS INC
Feb 05, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF THE OZARKS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2013 · Amount on Record
Deed SaleDec 16, 2013 · Amount on Record
Prior SaleSep 11, 2013 · Amount on Record
Deed Doc Number20132231232
Deed Book / Page3827 / 1418
Last Transfer DateFeb 11, 2026
Transfer Doc0003613093
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateJul 22, 2026
Property Address31781 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-1311
Document Number0003666663
Instrument DateJul 16, 2026
Instrument20263666663
Transaction TypeMortgage
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address31781 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-1311

Mortgage

Document Number0003666663,
DateJul 22, 2026
Instrument20263666663
Lender
NameCOMMUNITY BANK OF THE OZARKS INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address31781 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-1311
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045352127
DateFeb 05, 2020
Book Page4535/2127
Instrument2783704
Lender
NameBANK OF THE OZARKS
TypeBank
AddressPALMETTO, FL 34221
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 31, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,231.00 (-7.03%) Homeowner's exemption$651,912 (+5.99%)$860,538 (+11.29%) Land $46,750 Building $813,788
2024$9,929.00
2023$9,929.00 (+3.08%) Homeowner's exemption$615,086 (+3%)$773,219 (+2.05%) Land $52,500 Building $720,719
2022$9,632.00 Homeowner's exemption$597,171$757,697 Land $25,500 Building $732,197

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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