3178 Summer Ln, Madera, CA 93637 Property Records

Madera County property record for 3178 Summer Ln, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,396 sqft · built 2002
Lot Size	0.148 acres (6,438 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Sep 2009)
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-480-032-000`

Property Details

APN / Parcel Number

Primary APN	`009-480-032-000`
Alternative APN	`009480032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	6,438 sqft (0.148 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3178 SUMMER LN
City	MADERA
State	CA
Zip	93637-5988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPISTRANO X PHASE IV LOT 32
Legal Subdivision	CAPISTRANO X PHASE IV
Legal Lot Number	32
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1007
Census Tract	702

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3178 SUMMER LN, MADERA, CA 93637-5988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2009 · Amount on Record
Deed Sale	Sep 9, 2009 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	200929822
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	0000037454
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3178 SUMMER LN, MADERA, CA 93637-5988
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	UNKNOWN, UNLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 SUMMER LN, MADERA, CA 93637-5988

Mortgage

Document Number	0000021216
Date	Oct 6, 2025
Instrument	2025021216

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3178 SUMMER LN, MADERA, CA 93637-5988
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 SUMMER LN, MADERA, CA 93637-5988

Mortgage

Document Number	0000003202
Date	Feb 20, 2024
Instrument	2024003202

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3178 SUMMER LN, MADERA, CA 93637-5988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008031
Date	Apr 17, 2018
Instrument	2018008031

Lender

Name	AMERIHOME MORTGAGE LLC
Type	Mortgage Company
Address	WINNETKA, CA 91306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3178 SUMMER LN, MADERA, CA 93637-5988
Document Number	0000032172
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 SUMMER LN MADERA CA 936375988, MADERA, CA 93637-5988

Mortgage

Document Number	0000032172
Date	Dec 9, 2020
Instrument	32172

Lender

Name	GOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$138,858 (+2%) Land $79,348 Building $59,510
2025	$1,587.00 (+1.73%) Homeowner's exemption	$136,137 (+4.04%) Land $77,793 Building $58,344
2023	$1,560.00 (+4.35%) Homeowner's exemption	$130,852 Land $74,773 Building $56,079
2022	$1,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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