3178 Stardust St, Rocklin, CA 95677 Property Records

Placer County property record for 3178 Stardust St, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,284 sqft · built 1994
Lot Size	0.232 acres (10,091 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jun 2018)
Tax Bill	$5,740 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`368-020-036-000`

Property Details

APN / Parcel Number

Primary APN	`368-020-036-000`
Alternative APN	`368-020-036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	10,091 sqft (0.232 acres)
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	368-020-036
Street Address	3178 STARDUST ST
City	ROCKLIN
State	CA
Zip	95677-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR LOT 29 SUNSET HEIGHTS Q-48
Legal Subdivision	SUNSET HEIGHTS
Legal Lot Number	29
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3009
Census Tract	21123

Owner

3178 Stardust St is owned and occupied by two individuals who acquired it in May 2019.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
May 1, 2019	Quit Claim Deed, Transfer · Conventional with PMI PARAMOUNT PTRS GRP
Jun 18, 2018	Grant Deed, Transfer · Conventional with PMI PARAMOUNT PTRS GRP
Jun 18, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Dec 15, 1997 · Amount on File
Deed Document Number	201843299
Last Transfer Date	May 1, 2019
Transfer Doc	0000027870
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724

Mortgage

Document Number	0000009779
Date	Feb 26, 2024
Instrument	2024-0009779

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035173
Date	Apr 17, 2020
Instrument	2020-0035173

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724

Mortgage

Document Number	0000139065
Date	Nov 30, 2020
Instrument	2020-0139065

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	May 1, 2019
Property Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724
Document Number	0000027870
Instrument Date	May 1, 2019
Instrument	27870
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3178 STARDUST ST ROCKLIN CA 956771724, ROCKLIN, CA 95677-1724

Mortgage

Document Number	27871
Date	May 1, 2019
Instrument	27871

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 18, 2018
Property Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724
Document Number	0000043299
Instrument Date	Jun 13, 2018
Instrument	43299
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3178 STARDUST ST ROCKLIN CA 956771724, ROCKLIN, CA 95677-1724

Mortgage

Document Number	43301
Date	Jun 18, 2018
Instrument	43301

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 18, 2018
Property Address	3178 STARDUST ST, ROCKLIN, CA 95677-1724
Document Number	0000043300
Instrument Date	Jun 13, 2018
Instrument	43300
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3178 STARDUST ST ROCKLIN CA 956771724, ROCKLIN, CA 95677-1724

Tax Assessment & Valuation

The 2025 property tax bill for 3178 Stardust St was $5,740 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$533,863 (+2%) Land $174,084 Building $359,779
2025	$5,740.00 Homeowner's exemption	$523,396 Land $170,671 Building $352,725
2023	$5,604.00 (+2.58%) Homeowner's exemption	$503,074 Land $164,045 Building $339,029
2022	$5,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3178 Stardust St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1993–2021)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3178 Stardust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, DigitalPath, Succeed.Net, Zeta Broadband.

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