3178 Roses Mill Rd, Piney River, VA 22964 Property Records

Nelson County property record for 3178 Roses Mill Rd, Piney River, VA 22964

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1925
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on File
Tax Bill	$1,239 (2026)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65 A 59C`

Property Details

APN / Parcel Number

Primary APN	`65 A 59C`
Alternative APN	`00325`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,800 sqft Finished Area
Attic	Attic
Attic Area	255 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	84,506 sqft (1.94 acres)
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00325
Street Address	3178 ROSES MILL RD
City	PINEY RIVER
State	VA
Zip	22964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B3
Legal Description	BOURNE-WADDILL DB456-360
Jurisdiction	NELSON VA
Township / Civil Division	WEST
Census Block Group	4
Census Block	4043
Census Tract	950300

Owner

3178 Roses Mill Rd, a single family home, is owned by an individual.

Source: Nelson County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3178 ROSE MILL RD, ARRINGTON, VA 22922-2225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust · Reverse Mortgage NONE LISTED ON DOCUMENT
Sep 9, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 5, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Recording Date	Sep 9, 2026
Property Address	3178 ROSES MILL RD, PINEY RIVER, VA 22964
Document Number	0000002067
Instrument Date	Jul 15, 2026
Instrument	20262067
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002067,
Date	Sep 9, 2026
Instrument	20262067

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	887 Months
Due	Aug 17, 2100

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Recording Date	Sep 9, 2026
Document Number	0000002066
Instrument Date	Jul 15, 2026
Instrument	20262066
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002066,
Date	Sep 9, 2026
Instrument	20262066

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	887 Months
Due	Aug 17, 2100

Interest

Max Rate	-1%

June 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NELSON VA
Recording Date	Jun 5, 2017
Property Address	3178 ROSES MILL RD, PINEY RIVER, VA 22964
Document Number	0170001278
Map Reference	DD144 PG367
Instrument Date	Jun 2, 2017
Instrument	170001278
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8502 WELDON DR, RICHMOND, VA 23229-5751

Tax Assessment & Valuation

The 2026 property tax bill for 3178 Roses Mill Rd was $1,239.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,239.00	$221,400 (+21.78%) Land $35,500 Building $185,900	$221,400 (+21.78%) Land $35,500 Building $185,900
2025		$181,800 Land $25,800 Building $156,000	$181,800 Land $25,800 Building $156,000
2023	$1,181.00	$181,800 Land $25,800 Building $156,000	$181,800 Land $25,800 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3178 Roses Mill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2005 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3178 Roses Mill Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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