3178 Rosedale Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3178 Rosedale Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,289 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,500 (Mar 2020)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-31.0-1-002-013.63`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-31.0-1-002-013.63`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,289 sqft Living Area
Gross Area	1,689 sqft
1st Floor Area	1,289 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3178 ROSEDALE DR
City	ARNOLD
State	MO
Zip	63010-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ROSEDALE 3 LOT 100
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	ROSEDALE 3
Legal Block	3
Legal Lot Number	100
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	3
Census Block	3008
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3178 ROSEDALE DR, ARNOLD, MO 63010-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Warranty Deed, Transfer · VA Mortgage NEW DAY FIN'L
Aug 6, 2019	Quit Claim Deed, Mortgage WRIGHT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	20207497
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	2019R023118
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 3, 2020
Property Address	3178 ROSEDALE DR, ARNOLD, MO 63010-2643
Document Number	0000007497
Instrument Date	Feb 28, 2020
Instrument	7497
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3178 ROSEDALE DR ARNOLD MO 630102643, ARNOLD, MO 63010-2643

Mortgage

Document Number	7498
Date	Mar 3, 2020
Instrument	7498

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 6, 2019
Property Address	3178 ROSEDALE DR, ARNOLD, MO 63010-2643
Document Number	0000023118
Instrument Date	Jul 29, 2019
Instrument	23118
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3178 ROSEDALE DR ARNOLD MO 630102643, ARNOLD, MO 63010-2643

Mortgage

Document Number	23119
Date	Aug 6, 2019
Instrument	23119

Lender

Name	WRIGHT FIN'L
Type	Funding / Finance Company
Address	CRYSTAL CITY, MO 63019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,100 (-) Land $4,800 Building $28,300	$174,000 (-) Land $25,300 Building $148,700
2025	$2,144.00 (-0.46%)	$33,100 (+7.47%) Land $4,800 Building $28,300	$174,000 (-) Land $25,300 Building $148,700
2024	$2,154.00 (+0.61%)		$174,000 (+7.14%) Land $25,300 Building $148,700
2023	$2,141.00	$30,800 Land $4,800 Building $26,000	$162,400 Land $25,300 Building $137,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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