3178 Parker Dr, Royal Oak, MI 48073 Property Records

Oakland County property record for 3178 Parker Dr, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,192 sqft · built 1923
Lot Size0.169 acres (7,362 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Jul 2025)
Tax Bill$3,318 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Feb 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN72-25-07-277-011

Property Details

APN / Parcel Number

Primary APN72-25-07-277-011

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,192 sqft Living Area
1st Floor Area738 sqft
Basement Area738 sqft
Unfinished Basement738 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,362 sqft (0.169 acres)
Lot Dimensions147 ft deep x 50 ft wide
Garage Area446 sqft
Parking Spaces2 Parking Spaces
Deck Area163 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3178 PARKER DR
CityROYAL OAK
StateMI
Zip48073-6915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 7 ELAINE PARK SUB LOT 64
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionELAINE PARK
Legal Lot Number64
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1004
Census Tract183500

Owner

3178 Parker Dr is owned and occupied by an individual who bought it in July 2025.

Source: Oakland County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1530 MARYLAND CLUB DR, ROYAL OAK, MI 48067-3392
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST MERCHANTS BANK
Feb 14, 2024Intrafamily Transfer, Transfer
Feb 16, 2024Intrafamily Transfer, Transfer
Jun 8, 2017Warranty Deed, Transfer · ARM
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2025 · Amount on File
Deed SaleJul 3, 2025 · Amount on File
Prior SaleJun 8, 2017 · Amount on File
Deed Document Number202580845
Deed Book / Page60332 / 746
Prior Transfer DateFeb 8, 2024
Prior Transfer Doc0000015830
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 3, 2025
Property Address3178 PARKER DR, ROYAL OAK, MI 48073-6915
Document Number0000080845
Book / Page60332 / 746
Instrument DateJun 23, 2025
Instrument80845
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3178 PARKER DR, ROYAL OAK, MI 48073-6915

Transferred To (Grantee/Buyer)

NameVerified Name
Address1530 MARYLAND CLUB DR, ROYAL OAK, MI 48067-3392

Mortgage

Document Number0060313703
DateJul 3, 2025
Instrument60313/703
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2055

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 14, 2024
Property Address3178 PARKER DR, ROYAL OAK, MI 48073-6915
Document Number0000014795
Book / Page59164 / 840
Map ReferenceLB 14 PG 29
Instrument DateFeb 8, 2024
Instrument14795
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3178 PARKER DR, ROYAL OAK, MI 48073-6915

Transferred To (Grantee/Buyer)

NameVerified Name
Address3178 PARKER DR, ROYAL OAK, MI 48073-6915

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 16, 2024
Property Address3178 PARKER DR, ROYAL OAK, MI 48073-6915
Document Number0000015830
Book / Page59170 / 138
Map ReferenceLB 14 PG 29
Instrument DateFeb 8, 2024
Instrument15830
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3178 PARKER DR, ROYAL OAK, MI 48073-6915

Transferred To (Grantee/Buyer)

NameVerified Name
Address3178 PARKER DR, ROYAL OAK, MI 48073-6915

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 8, 2017
Property Address3178 PARKER DR, ROYAL OAK, MI 48073-6915
Document Number0000111653
Book / Page50746 / 00549
Map ReferenceLB 14 PG 29
Instrument DateMay 31, 2017
Instrument111653
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3178 PARKER DR, 3178, ROYAL OAK, MI 48073-6915

Transferred To (Grantee/Buyer)

NameVerified Name
Address3178 PARKER DR, ROYAL OAK, MI 48073-6915

Mortgage

Document Number0000108525
DateJun 8, 2017
Instrument108525
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.9%
Type Change DateJun 1, 2032
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.9%
Index1-Year LIBOR
Max Rate8.9%

Tax Assessment & Valuation

The 2025 property tax bill for 3178 Parker Dr was $3,318 with a homeowner's exemption, down 22.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,318.00 (-22.08%) Homeowner's exemption$141,310$282,620
2024$4,258.00
2022$3,830.00
2018$90,240$180,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3178 Parker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3178 Parker Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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