3178 Cotuit Ln, Naples, FL 34114 Property Records

Collier County property record for 3178 Cotuit Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	3,542 sqft · built 2021
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$2,625,000 (Nov 2025)
Tax Bill	$23,596 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`292550 D 156B24`

Property Details

APN / Parcel Number

Primary APN	`292550 D 156B24`
Alternative APN	`32431302264`

Interior

Building Area	3,542 sqft Adjusted Area

Exterior

Year Built	Built 2021
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	190 ft deep x 62 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	390 sqft
Porch	Enclosed Porch
Deck Area	874 sqft

Location & Zoning

Account Number	292550 D 156B24
Street Address	3178 COTUIT LN
City	NAPLES
State	FL
Zip	34114-9810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLER'S CREEK, MARSH COVE, PHASE 1 BLOCK D LOT 15
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	D
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21 GOOSENECK POINT RD, OCEANPORT, NJ 07757-1402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 17, 2022	Warranty Deed, Transfer ATTORNEY
Sep 12, 2021	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Apr 4, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Apr 17, 2022 · Amount on Record
Deed Document Number	6748810
Deed Book / Page	6523 / 1215
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 4, 2025
Property Address	3178 COTUIT LN, NAPLES, FL 34114-9810
Document Number	0065231215
Book / Page	6523 / 1215
Map Reference	MB 56 PG 7
Instrument Date	Nov 3, 2025
Instrument	6748810
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15335 OLD YORK RD, MONKTON, MD 21111-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GOOSENECK POINT RD, OCEANPORT, NJ 07757-1402
Investor	Possibly a Property Investor

Mortgage

Document Number	0065231237
Date	Nov 4, 2025
Instrument	6523/1237

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 17, 2022
Property Address	3178 COTUIT LN, NAPLES, FL 34114-9810
Document Number	0061123068
Book / Page	6112 / 3068
Map Reference	MB 56 PG 7
Instrument Date	Apr 12, 2022
Instrument	6236493
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$17,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3178 COTUIT LN, NAPLES, FL 34114-9810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15335 OLD YORK RD, MONKTON, MD 21111-2222

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 12, 2021
Property Address	3178 COTUIT LN, NAPLES, FL 34114-9810
Document Number	0060101851
Book / Page	6010 / 1851
Map Reference	MB 56 PG 7
Instrument Date	Aug 30, 2021
Instrument	6126333
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$7,162.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 COTUIT LN, NAPLES, FL 34114-9810
Investor	Possibly a Property Investor

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 4, 2017
Property Address	3178 COTUIT LN, NAPLES, FL 34114-9810
Document Number	0053791410
Book / Page	005379 / 001410
Instrument Date	Mar 14, 2017
Instrument	5387322
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15,392.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,596.00 (+2.14%)	$1,570,432 (-1.23%) Land $758,815 Building $811,617	$1,570,432 (-1.23%) Land $758,815 Building $811,617
2024	$23,102.00 (-2.92%)	$1,589,933 (-2.98%) Land $677,271 Building $912,662	$1,589,933 (-2.98%) Land $677,271 Building $912,662
2023	$23,796.00 (+43.02%)	$1,638,777 (+84.09%) Land $826,769 Building $812,008	$1,638,777 (+84.09%) Land $826,769 Building $812,008
2022	$16,638.00	$890,211 Land $59,459 Building $830,752	$890,211 Land $59,459 Building $830,752

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotuit Ln

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