Macomb County property record for 31777 Cloverly Ct, Warren, MI 48092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 957 sqft · built 1943 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,265 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-05-403-014 |
| Primary APN | 12-13-05-403-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 957 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Basement Area | 790 sqft |
| Unfinished Basement | 790 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Wood Siding |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 198 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 31777 CLOVERLY CT |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48092-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | WARREN FARMS SUBDIVISION, BEING PART OF LOT 2, BLOCK 2 OF PLAT OF ASSESSORS ADDITION LOTS 41, 42 & 43 L.19 P.15 |
| Legal Subdivision | WARREN FARMS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 2,41-43 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 260700 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31777 CLOVERLY CT, WARREN, MI 48092-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit EXTRA CU |
| Oct 25, 2018 | Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Oct 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 21, 2018 | Deed of Trust, Mortgage · Line of Credit EXTRA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2018 |
| Deed Sale | Oct 25, 2018 |
| Prior Sale | Jul 25, 2012 · Amount on Record |
| Deed Document Number | 20188118614 |
| Deed Book / Page | 25649 / 720 |
| Prior Transfer Date | Oct 10, 2018 |
| Prior Transfer Doc | 0000118614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 31777 CLOVERLY CT, WARREN, MI 48092-1434 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31777 CLOVERLY CT, WARREN, MI 48092-1434 |
| Document Number | 2300051564 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 29166/901 |
| Instrument | 202300051564 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 31777 CLOVERLY CT, WARREN, MI 48092-1434 |
| Document Number | 0000090367 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31777 CLOVERLY CT WARREN MI 480921434, WARREN, MI 48092-1434 |
| Document Number | 0000090367 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 026130/000626 |
| Instrument | 90367 |
| Name | EXTRA CU |
|---|---|
| Type | Credit Union |
| Address | WARREN, MI 48092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 12, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 25, 2018 |
| Property Address | 31777 CLOVERLY CT, WARREN, MI 48092-1434 |
| Document Number | 0000118614 |
| Book / Page | 025649 / 000720 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 118614 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31777 CLOVERLY CT WARREN MI 480921434, WARREN, MI 48092-1434 |
| Document Number | 18615 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 025649/000722 |
| Instrument | 18615 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 9, 2018 |
| Property Address | 31777 CLOVERLY CT, WARREN, MI 48092-1434 |
| Document Number | 0000011538 |
| Book / Page | 025616 / 000640 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 11538 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31777 CLOVERLY CT WARREN MI 480921434, WARREN, MI 48092-1434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 31777 CLOVERLY CT, WARREN, MI 48092-1434 |
| Document Number | 0000069366 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31777 CLOVERLY CT WARREN MI 480921434, WARREN, MI 48092-1434 |
| Document Number | 0000069366 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 025421/000798 |
| Instrument | 69366 |
| Name | EXTRA CU |
|---|---|
| Type | Credit Union |
| Address | WARREN, MI 48092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 17, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,950 (+3.49%) | $199,900 (+3.49%) | |
| 2025 | $2,265.00 (+14.86%) Homeowner's exemption | $96,580 (+18.24%) | $193,160 (+18.24%) |
| 2023 | $81,680 | $163,360 | |
| 2022 | $1,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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