31771 Rd Z, Sutton, NE 68979 Property Records

Clay County property record for 31771 Rd Z, Sutton, NE 68979

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,430 sqft · built 1910
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000183800`

Property Details

APN / Parcel Number

Primary APN	`000183800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,870 sqft
Basement Area	2,488 sqft
Finished Basement	1,030 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	710 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Shed	1 Shed
Shed Area	216 sqft
Poultry House	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31771 ROAD Z
City	SUTTON
State	NE
Zip	68979-2725
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT NE1/4NE1/4 & PT SE1/4NE1/4
Legal Range	05
Legal Township	07
Legal Section	12
Legal Subdivision	1ST ADD SUTTON CITY
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4000
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31771 ROAD Z, SUTTON, NE 68979-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST CO
May 22, 2020	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
Dec 4, 2023	Intrafamily Transfer, Transfer
Oct 11, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 6, 2023
Transfer Doc	0000001088
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31771 ROAD Z, SUTTON, NE 68979-2725
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31771 ROAD Z, SUTTON, NE 68979-2725

Mortgage

Document Number	000273/147
Date	Aug 29, 2023
Book Page	273/147
Instrument	2023-00808

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31771 ROAD Z, SUTTON, NE 68979-2725
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000259/174
Date	May 22, 2020
Book Page	259/174
Instrument	2020-00516

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NE
Recording Date	Dec 4, 2023
Property Address	31771 ROAD Z, SUTTON, NE 68979-2725
Document Number	000136/345
Book / Page	136 / 345
Instrument Date	Sep 6, 2023
Instrument	2023-01087
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31771 ROAD Z, SUTTON, NE 68979-2725

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NE
Recording Date	Oct 11, 2018
Property Address	31771 ROAD Z, SUTTON, NE 68979-2725
Document Number	00000132/9
Book / Page	132 / 9
Instrument Date	Oct 11, 2018
Instrument	2018-00927
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Sutton Township
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,335 (+13%) Land $20,640 Building $305,695	$326,335 (+13%) Land $20,640 Building $305,695
2025	$1,769.00 (-5.15%)	$288,795 (+1.36%) Land $20,640 Building $268,155	$288,795 (+1.36%) Land $20,640 Building $268,155
2024	$1,865.00 (-35.31%)	$284,910 (-2.55%) Land $17,200 Building $267,710	$284,910 (-2.55%) Land $17,200 Building $267,710
2023	$2,883.00	$292,380 Land $15,480 Building $276,900	$292,380 Land $15,480 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 66% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
Windstream Fixed Wireless	100 / 10
Glenwood Telecommunications Fixed Wireless	30 / 10
Verizon Fixed Wireless	25 / 6

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