3177 Lara Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 3177 Lara Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 1982
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$111,650 (Apr 2022)
Tax Bill	$17 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8 19B`

Property Details

APN / Parcel Number

Primary APN	`8 19B`
Alternative APN	`744`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	3,934 sqft
1st Floor Area	2,310 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Area	966 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	658 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	744
Street Address	3177 LARA RD
City	LANCASTER
State	VA
Zip	22503-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOHORNES 2.5 AC LR22/934
Legal Subdivision	MOHORNES
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3177 LARA RD, LANCASTER, VA 22503-2800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	2022934
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3177 LARA RD, LANCASTER, VA 22503-2800
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001668
Date	Sep 11, 2017
Instrument	170001668

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 30, 2027

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3177 LARA RD, LANCASTER, VA 22503-2800
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001529
Date	May 25, 2021
Instrument	210001529

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.88%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 11, 2022
Property Address	3177 LARA RD, LANCASTER, VA 22503-2800
Document Number	0220000934
Instrument Date	Mar 17, 2022
Instrument	220000934
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ABSTRACTS USA LLC, ABSTRACTS USA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3177 LARA RD, LANCASTER, VA 22503-2800

Mortgage

Document Number	0220000935
Date	Apr 11, 2022
Instrument	220000935

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17.00 (-98.62%)	$310,800 (+59.14%) Land $18,800 Building $292,000	$310,800 (+59.14%) Land $18,800 Building $292,000
2023	$1,230.00	$195,300 Land $18,800 Building $176,500	$195,300 Land $18,800 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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