31769 State Rte 784, Grayson, KY 41143 Property Records

Greenup County property record for 31769 State Rte 784, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 1975
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on Record
Last Sale	$126,500 (Aug 2020)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-00-00-004.01`

Property Details

APN / Parcel Number

Primary APN	`097-00-00-004.01`
Alternative APN	`45430`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	138,521 sqft (3.18 acres)

Location & Zoning

Account Number	45430
Street Address	31769 STATE ROUTE 784
City	GRAYSON
State	KY
Zip	41143-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.18 AC & 1.00 AC ST RT 784
Jurisdiction	GREENUP KY
Township / Civil Division	GREENUP
Census Block Group	4
Census Block	4056
Census Tract	40502

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31769 STATE ROUTE 784, GRAYSON, KY 41143-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Aug 25, 2020	Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Jan 22, 2013
Deed Document Number	567649
Deed Book / Page	D641 / 390
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	31769 STATE ROUTE 784, GRAYSON, KY 41143-6420
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603152
Date	Dec 1, 2022
Book Page	M1036/667
Instrument	603152

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	31769 STATE ROUTE 784, GRAYSON, KY 41143-6420
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000532855
Date	Nov 28, 2018
Book Page	M933/26
Instrument	532855

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2048

Interest

Rate Type	Fixed Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENUP KY
Recording Date	Aug 25, 2020
Property Address	31769 STATE ROUTE 784, GRAYSON, KY 41143-6420
Document Number	0000567649
Book / Page	D641 / 390
Map Reference	DB 524 PG 482
Instrument Date	Aug 14, 2020
Instrument	567649
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 BURTEE RD, 208, GREENUP, KY 41144-8793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31769 STATE ROUTE 784, GRAYSON, KY 41143-6420

Mortgage

Document Number	0000567650
Date	Aug 25, 2020
Book Page	M972/277
Instrument	567650

Lender

Name	GOPRIME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (+6.16%)	$126,500 (-) Land $25,000 Building $101,500	$126,500 (-) Land $25,000 Building $101,500
2023	$2,030.00	$126,500 Land $25,000 Building $101,500	$126,500 Land $25,000 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1997–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENUP WATER SYSTEM serves 12,193 people · EPA ID KY0450169
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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