Riverside County property record for 3176 Vista Ter, Riverside, CA 92503
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,426 sqft · built 2012 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,409 (May 2021) |
| Tax Bill | $11,228 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-440-053 |
| Primary APN | 138-440-053 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,426 sqft Living Area |
| Gross Area | 4,149 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3176 VISTA TER |
|---|---|
| City | RIVERSIDE |
| State | CA |
| Zip | 92503-5268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .16 ACRES M/L IN LOT 67 MB 416/051 TR 32772-1 |
| Legal Subdivision | TRAC NO 32772 1 |
| Legal Tract | 32772-1 |
| Legal Lot Number | 67 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 41403 |
3176 Vista Ter is owned and occupied by two individuals who bought it in May 2021.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3176 VISTA TER, RIVERSIDE, CA 92503-5268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 21, 2021 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Aug 1, 2012 · Amount on File |
| Deed Document Number | 2021314749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 3176 VISTA TER, RIVERSIDE, CA 92503-5268 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3176 VISTA TERRACE, RIVERSIDE, CA 92503-5268 |
| Document Number | 0000134133 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 2024-0134133 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jun 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 21, 2021 |
| Property Address | 3176 VISTA TER, RIVERSIDE, CA 92503-5268 |
| Document Number | 0000314749 |
| Map Reference | MB 416 PG 51-56 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-0314749 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,529.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3176 VISTA TERRACE, RIVERSIDE, CA 92503-5268 |
| Document Number | 0000314750 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0314750 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 3176 Vista Ter was $11,228.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Riverside City |
| Unified School District | Alvord Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $767,332 (+2%) Land $110,406 Building $656,926 | ||
| 2025 | $11,228.00 | $752,288 Land $108,242 Building $644,046 | |
| 2023 | $10,795.00 (+4.96%) | $723,078 Land $104,040 Building $619,038 | |
| 2022 | $10,285.00 | ||
| 2021 | $619,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3176 Vista Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3176 Vista Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GeoLinks, T-Mobile, Verizon.
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