Shelby County property record for 3176 Toby Ln, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,659 sqft · built 1954 |
| Lot Size | 0.185 acres (8,061 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Sep 2025) |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-9054-0-0052 |
| Primary APN | 05-9054-0-0052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,061 sqft (0.185 acres) |
| Lot Dimensions | 130 ft deep x 62 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 32 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3176 TOBY LN |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | CHEROKEE VALLEY |
| Legal Lot Number | 9 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 10 |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 7900 |
Source: Shelby County records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5178 BOHLIG RD, LOS ANGELES, CA 90032-3910 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Oct 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Deed Document Number | 202574736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 26, 2026 |
| Property Address | 3176 TOBY LN, MEMPHIS, TN 38111-3928 |
| Document Number | 0000053800 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202653800 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 5178 BOHLIG RD, LOS ANGELES, CA 90032-3910 |
| Document Number | 0000053800, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202653800 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3176 TOBY LN, MEMPHIS, TN 38111-3928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30 N GOULD ST, SHERIDAN, WY 82801-6317 |
| Document Number | 0025091484 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 25091484 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 (-30.42%) | $28,675 (+57.55%) Land $2,500 Building $26,175 | $114,700 (+57.55%) Land $10,000 Building $104,700 |
| 2023 | $18,200 Land $1,250 Building $16,950 | ||
| 2022 | $1,108.00 | ||
| 2021 | $72,800 Land $5,000 Building $67,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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