3176 Old Rail Rd, Eagle Rock, VA 24085 Property Records

Botetourt County property record for 3176 Old Rail Rd, Eagle Rock, VA 24085 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,196 sqft · built 1994
Lot Size	14.5 acres (631,620 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-10`

Property Details

APN / Parcel Number

Primary APN	`24-10`
Alternative APN	`17804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	631,620 sqft (14.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	465 sqft
Deck Area	24 sqft
Patio Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	17804
Street Address	3176 OLD RAIL RD
City	EAGLE ROCK
State	VA
Zip	24085-3476
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CRAIGS CREEK
Jurisdiction	BOTETOURT VA
Township / Civil Division	FINCASTLE
Census Block Group	3
Census Block	3017
Census Tract	40100

Owner

Source: Botetourt County records · APN 24-10

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3180 OLD RAIL RD, EAGLE ROCK, VA 24085-3476
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Recording Date	Jun 05, 2026
Property Address	3176 OLD RAIL RD, EAGLE ROCK, VA 24085-3476
Document Number	0000001949
Instrument Date	Jun 05, 2026
Instrument	20261949
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001949,
Date	Jun 05, 2026
Instrument	20261949

Lender

Name	FARMERS AND MERCHANTS BANK/CTRL CA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Botetourt County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,500 (-) Land $112,500 Building $233,000	$345,500 (-) Land $112,500 Building $233,000
2025	$2,419.00 (+0.04%)	$345,500 (+39.26%) Land $112,500 Building $233,000	$345,500 (+39.26%) Land $112,500 Building $233,000
2024	$2,418.00 (+23.43%)
2023		$248,100 (-) Land $100,000 Building $148,100	$248,100 (-) Land $100,000 Building $148,100
2022	$1,959.00	$248,100 Land $100,000 Building $148,100	$248,100 Land $100,000 Building $148,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Botetourt County (51023C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510230401003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 3 of 9 on primary residences
Nearby Flood Claims	27 (1980–2025)
Claims Outside the SFHA	5 of 27
Most Recent Claim	Feb 2025, river or lake flooding, Severe Winter Storms And Flooding
Flood Events	Severe Winter Storms And Flooding (Feb 2025), 2 claims Severe Storms And Flooding From The Remanants Of Hurricane Jeanne (Sep 2004), 7 claims Severe Storms & Flooding (Apr 1992), 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.