Kenton County property record for 3176 Mills Rd, Covington, KY 41015 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,647 sqft Finished Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $3,903.00 (2025) |
Source: Kenton County records · APN 060-00-00-026.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3176 MILLS RD, COVINGTON, KY 41015-2481 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 03, 2018 | Quit Claim Deed, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2018 |
| Deed Sale | Dec 03, 2018 |
| Deed Doc Number | 201812 03 059 00073 |
| Deed Book / Page | 4200 / 11 |
| Last Transfer Date | Sep 15, 2022 |
| Transfer Doc | 0005900132 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 19, 2022 |
| Property Address | 3176 MILLS RD, COVINGTON, KY 41015-2481 |
| Document Number | 0005900132 |
| Book / Page | KC 195 / 916 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 22101905900132 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | VYLLA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3176 MILLS RD, COVINGTON, KY 41015-2481 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3176 MILLS RD, COVINGTON, KY 41015-2481 |
| Document Number | 0005900133 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 22101905900133 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 03, 2018 |
| Property Address | 3176 MILLS RD, COVINGTON, KY 41015-2481 |
| Document Number | 0000000073 |
| Book / Page | 0I4200 / 000011 |
| Instrument Date | Mar 02, 2018 |
| Instrument | 73 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3176 MILLS RD COVINGTON KY 410152481, COVINGTON, KY 41015-2481 |
| Document Number | 75 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 0I4200/000015 |
| Instrument | 75 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | DIVISION ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Dec 02, 2040 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,903.00 (-8.57%) Homeowner's exemption | $384,700 (-) Land $40,000 Building $344,700 | $384,700 (-) Land $40,000 Building $344,700 |
| 2023 | $4,269.00 Homeowner's exemption | $384,700 Land $30,000 Building $354,700 | $384,700 Land $30,000 Building $354,700 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 060-00-00-026.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,647 sqft Finished Area |
| Gross Area | 3,331 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 3176 MILLS RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2481 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 ACS NS MILLS RD AT TAYLOR MILL RD |
| Legal Subdivision | CLAIBORNE SEC 04 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 65800 |
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