3176 Kathy Way, Loomis, CA 95650 Property Records

Placer County property record for 3176 Kathy Way, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1982
Lot Size	0.21 acres (9,134 sqft)
Owner	2 Individual Names on File
Last Sale	$346,000 (Jun 2007)
Tax Bill	$5,869 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage May 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-250-059-000`

Property Details

APN / Parcel Number

Primary APN	`044-250-059-000`
Alternative APNs	`044250059510` `044-250-059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,902 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	9,134 sqft (0.21 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	044-250-059
Street Address	3176 KATHY WAY
City	LOOMIS
State	CA
Zip	95650-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	LOT 204 & POR 205 DE ANZA ESTATES MOR BK M PG 70
Legal Subdivision	DE ANZA ESTATES
Legal Lot Number	204
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3007
Census Tract	21203

Owner

3176 Kathy Way is owned and occupied by two individuals who bought it in June 2007.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3176 KATHY WAY, LOOMIS, CA 95650-8776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
May 18, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLS FCU
Apr 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLS FINANCIAL CU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2007 · Amount on File
Deed Sale	Jun 15, 2007 · Amount on File
Prior Sale	Apr 23, 2004 · Amount on File
Deed Document Number	200760069
Prior Transfer Date	Sep 30, 1997
Prior Transfer Doc	0000061936
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3176 KATHY WAY, LOOMIS, CA 95650-8776
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 KATHY WAY, LOOMIS, CA 95650-8776

Mortgage

Document Number	0000109808
Date	Aug 31, 2021
Instrument	2021-0109808

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3176 KATHY WAY, LOOMIS, CA 95650-8776
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035675
Date	May 18, 2018
Instrument	2018-0035675

Lender

Name	SCHOOLS FCU
Type	Credit Union
Address	SACRAMENTO, CA 95853

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 2, 2043

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3176 KATHY WAY, LOOMIS, CA 95650-8776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020721
Date	Apr 4, 2019
Instrument	2019-0020721

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2034
Prepayment Penalty	36 Months

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3176 KATHY WAY, LOOMIS, CA 95650-8776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 KATHY WAY, LOOMIS, CA 95650-8776

Mortgage

Document Number	0000124728
Date	Nov 2, 2020
Instrument	2020-0124728

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3176 KATHY WAY, LOOMIS, CA 95650-8776
Document Number	0000066667
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3176 KATHY WAY LOOMIS CA 956508776, LOOMIS, CA 95650-8776

Mortgage

Document Number	0000066667
Date	Sep 6, 2019
Instrument	66667

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3176 Kathy Way was $5,869 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,307 (+2%) Land $191,312 Building $354,995
2025	$5,869.00 Homeowner's exemption	$535,596 Land $187,561 Building $348,035
2023	$5,791.00 (+0.24%) Homeowner's exemption	$514,800 Land $180,279 Building $334,521
2022	$5,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3176 Kathy Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3176 Kathy Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Zeta Broadband.

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