Sacramento County property record for 3176 C St, Sacramento, CA 95816
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,477 sqft · built 1920 |
| Lot Size | 0.148 acres (6,428 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Jul 1999) |
| Tax Bill | $4,031 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 003-0114-012-0000 |
| Primary APN | 003-0114-012-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,428 sqft (0.148 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3176 C ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95816-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-SPD |
| Legal Description | CASA LOMA TERRACE, LOT 76 |
| Legal Subdivision | CASA LOMA TERRACE |
| Legal Lot Number | 76 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 300 |
3176 C St is owned and occupied by two individuals who bought it in July 1999.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3176 C ST, SACRAMENTO, CA 95816-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 1999 · Amount on File |
| Deed Sale | Jul 8, 1999 · Amount on File |
| Prior Sale | May 17, 1996 · Amount on File |
| Deed Book / Page | 990708 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3176 C ST, SACRAMENTO, CA 95816-3329 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3176 C ST, SACRAMENTO, CA 95816-3329 |
| Document Number | 0000000085 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 202310180085 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3176 C ST, SACRAMENTO, CA 95816-3329 |
| Document Number | 1912231133 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3176 C ST SACRAMENTO CA 958163329, SACRAMENTO, CA 95816-3329 |
| Document Number | 1912231133 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 1912231133 |
| Name | SCHOOLS FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 22, 2039 |
The 2025 property tax bill for 3176 C St was $4,031 with a homeowner's exemption, up 1.4% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $341,384 (+2%) Land $94,049 Building $247,335 | |
| 2025 | $4,031.00 (+1.43%) Homeowner's exemption | $334,691 Land $92,205 Building $242,486 |
| 2024 | $3,974.00 (+2.42%) | |
| 2023 | $3,880.00 (+1.76%) Homeowner's exemption | $321,697 Land $88,626 Building $233,071 |
| 2022 | $3,813.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3176 C St in Zone X, where a levee reduces flood risk, though there have been 14 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 156 in force |
| Nearby Flood Claims | 14 (1992–2012) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3176 C St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 300 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, GeoLinks, Succeed.Net.
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