3176 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3176 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 2018
Lot Size	0.191 acres (8,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,900 (Jun 2026)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0K-004.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0K-004.00`
Alternative APN	`95646`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,522 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,338 sqft (0.191 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	358 sqft

Location & Zoning

Account Number	95646
Street Address	3176 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK 0.193 AC
Legal Subdivision	WALNUT CREEK
Legal Block	3E-16
Legal Lot Number	3E-16
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1049
Census Tract	11210

Owner

Source: Lancaster County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Oct 13, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 29, 2021	Deed, Transfer
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 1, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	20269175
Deed Book / Page	2079 / 224
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 26, 2026
Property Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0466
Document Number	0000009175
Book / Page	2079 / 224
Instrument Date	Jun 22, 2026
Instrument	20269175
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160,653.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0466
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009176,
Date	Jun 26, 2026
Book Page	5618/32
Instrument	20269176

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 13, 2023
Property Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0466
Document Number	0000012957
Book / Page	1718 / 193
Map Reference	MB 2017 PG 359
Instrument Date	Oct 13, 2023
Instrument	2023012957
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0466

Mortgage

Document Number	0000012958
Date	Oct 13, 2023
Instrument	2023012958

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 29, 2021
Property Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0466
Document Number	0000008844
Book / Page	1430 / 311
Map Reference	MB 2017 PG 359
Instrument Date	Apr 26, 2021
Instrument	2021008844
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$1,298.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0466

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 15, 2019
Property Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0176
Document Number	0000015612
Book / Page	1276 / 195
Map Reference	MB 2017 PG 359
Instrument Date	Sep 25, 2019
Instrument	2019015612
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$982.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0176

Mortgage

Document Number	0000015613
Date	Oct 15, 2019
Instrument	2019015613

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 1, 2018
Property Address	3176 BRIDGEWATER ST, LANCASTER, SC 29720-0176
Document Number	0000001609
Book / Page	001114 / 000141
Instrument Date	Jan 31, 2018
Instrument	1609
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3176 BRIDGEWATER ST LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	1610
Date	Feb 1, 2018
Book Page	003497/000186
Instrument	1610

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (-6.13%)	$15,684 (+13.92%) Land $3,000 Building $12,684	$392,100 (+13.92%) Land $75,000 Building $317,100
2024	$4,011.00 (+14.47%)
2023	$3,504.00 (+1.89%)	$13,768 (-) Land $3,000 Building $10,768	$344,200 (-) Land $75,000 Building $269,200
2022	$3,439.00	$13,768 Land $3,000 Building $10,768	$344,200 Land $75,000 Building $269,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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