3175 Windermere Dr, Pensacola, FL 32503 Property Records

Escambia County property record for 3175 Windermere Dr, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,266 sqft · built 1983
Lot Size	0.385 acres (16,779 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Mar 2022)
Tax Bill	$6,093 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-1S-30-1150-015-073`

Property Details

APN / Parcel Number

Primary APN	`33-1S-30-1150-015-073`
Alternative APNs	`033519828` `33519828`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	2,749 sqft
1st Floor Area	2,266 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	16,779 sqft (0.385 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33519828
Street Address	3175 WINDERMERE DR
City	PENSACOLA
State	FL
Zip	32503-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AAAA
Legal Description	LT 15 BLK 73 WINDERMERE PB 10 P 99 OR 8741 P 1896 SHEET L
Legal Range	30W
Legal Township	01S
Legal Section	33
Legal Subdivision	WINDERMERE
Legal Block	73
Legal Lot Number	15
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3012
Census Tract	1001

Owner

Source: Escambia County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3175 WINDERMERE DR, PENSACOLA, FL 32503-8207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Document Number	202226371
Deed Book / Page	8741 / 1896
Prior Transfer Date	Oct 27, 2011
Prior Transfer Doc	0067911954
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 15, 2022
Property Address	3175 WINDERMERE DR, PENSACOLA, FL 32503-8207
Document Number	0087411896
Book / Page	8741 / 1896
Map Reference	MB 10 PG 99
Instrument Date	Mar 11, 2022
Instrument	2022026371
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4771 BAYOU BLVD, 4771, PENSACOLA, FL 32503-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3175 WINDERMERE DR, PENSACOLA, FL 32503-8207

Mortgage

Document Number	0087411898
Date	Mar 15, 2022
Instrument	8741/1898

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.15%
Index	Other
Margin	3
Max Rate	8.15%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,093.00 (+3.27%) Homeowner's exemption	$390,035 (+7.14%) Land $80,000 Building $310,035	$390,035 (+7.14%) Land $80,000 Building $310,035
2024	$5,900.00 (-5.8%)
2023	$6,263.00 (+95.29%)	$364,029 (+62.72%)	$364,029 (+8.29%) Land $72,000 Building $292,029
2022	$3,207.00 Homeowner's exemption	$223,710	$336,147 Land $72,000 Building $264,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: Hotwire Communications.

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