3175 Cooley Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3175 Cooley Rd, Gum Spring, VA 23065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Architecture StyleRanch
Year BuiltBuilt 1997
Square Footage2,265 sqft Living Area
Lot Size105,851 sqft (2.43 acres)
OccupancyOwner Occupied
Tax Bill$1,993.00 (2026)

Property Details

APN / Parcel Number

Primary APN200012000010
Alternative APNs
  • 20 12 10
  • 1305

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,265 sqft Living Area
Basement Area1,790 sqft Basement
Finished Basement767 sqft Finished
Unfinished Basement1,023 sqft Unfinished
Stories1 Stories
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters on the Main Structure
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area105,851 sqft (2.43 acres)

Exterior Amenities

Shed1 Shed
Deck Area276 sqft Deck
Patio Area396 sqft Patio
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number1305
Street Address3175 COOLEY RD
CityGUM SPRING
StateVA
Zip23065-2105
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUNNING STILL 2.43AC LOT 10 #06-3873 PCA 259 R/S
Legal SubdivisionRUNNING STILL SUBDIVISION
Legal Lot Number10
JurisdictionGOOCHLAND VA
Minor Civil Division2
Census Blockgroup4
Census Block4002
Census Tract400400

Owner

Source: Goochland County records · APN 200012000010

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3175 COOLEY RD, GUM SPRING, VA 23065-2105
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
VIRGINIA CREDIT UNION INC
Sep 04, 2020Deed of Trust, Mortgage · Stand Alone Refinance
CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 14, 2006
Transfer Doc0000003873
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3175 COOLEY RD, GUM SPRING, VA 23065-2105
Transaction TypeMortgage
Record UpdatedAug 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230001890
DateJun 26, 2023
Instrument230001890
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 21, 2043
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3175 COOLEY RD, GUM SPRING, VA 23065-2105
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200003861
DateSep 04, 2020
Instrument200003861
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 01, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,993.00 (+5.34%)$376,100 (+5.35%) Land $78,600 Building $297,500$376,100 (+5.35%) Land $78,600 Building $297,500
2025$1,892.00 (+22.86%)$357,000 (+8.44%) Land $72,600 Building $284,400$357,000 (+8.44%) Land $72,600 Building $284,400
2023$329,200 Land $62,800 Building $266,400$329,200 Land $62,800 Building $266,400
2021$1,540.00

Flood & Wildfire

3175 Cooley Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Goochland County (51075C), updated September 2, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cooley Rd

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