Clay County property record for 3175 130th Ave, Everly, IA 51338
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,992 sqft · built 1948 |
| Lot Size | 37.8 acres (1,646,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jul 2020) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 973828400004 |
| Primary APN | 973828400004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 1,011 sqft |
| Unfinished Basement | 1,011 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,646,568 sqft (37.8 acres) |
| Garage Type | Mixed |
| Garage Area | 1,832 sqft |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 712 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3175 130TH AVE |
|---|---|
| City | EVERLY |
| State | IA |
| Zip | 51338-7554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | EXCEPT 1.3 ACRES SE SE |
| Legal Range | 38W |
| Legal Township | 97N |
| Legal Section | 28 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2106 |
| Census Tract | 80400 |
3175 130th Ave, a rural home, is owned and occupied by two individuals who bought it in July 2020.
Source: Clay County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3175 130TH AVE, EVERLY, IA 51338-7554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Jul 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage FARMERS TRUST & SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on File |
| Deed Sale | Jul 17, 2020 · Amount on File |
| Deed Document Number | 20202120 |
| Deed Book / Page | 2020 / 2120 |
| Prior Transfer Date | Jul 15, 2020 |
| Prior Transfer Doc | 02020/2107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 16, 2020 |
| Property Address | 3175 130TH AVE, EVERLY, IA 51338-7554 |
| Document Number | 02020/2107 |
| Book / Page | 2020 / 2107 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020 2107 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3175 130TH AVE, EVERLY, IA 51338-7554 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jul 17, 2020 |
| Property Address | 3175 130TH AVE, EVERLY, IA 51338-7554 |
| Document Number | 02020/2120 |
| Book / Page | 2020 / 2120 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020 2120 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3175 130TH AVE, EVERLY, IA 51338-7554 |
| Document Number | 02020/2121 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 2020/2121 |
| Instrument | 2020 2121 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3175 130th Ave was $2,278 with a homeowner's exemption, down 3.5% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Clay Central-Everly Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 (-3.47%) Homeowner's exemption | $238,970 Land $63,320 Building $175,650 | $238,970 Land $63,320 Building $175,650 |
| 2024 | $2,360.00 | ||
| 2023 | $212,030 (+34.51%) Land $46,180 Building $165,850 | $212,030 Land $46,180 Building $165,850 | |
| 2022 | $2,080.00 Homeowner's exemption Additional exemption filed | $157,630 Land $37,510 Building $120,120 | |
| 2021 | $157,630 Land $37,510 Building $120,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3175 130th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3175 130th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Evertek Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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