31745 Schoolcraft, Fraser, MI 48026 Property Records

Macomb County property record for 31745 Schoolcraft, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,772 sqft · built 1960
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2026)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-426-015`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-426-015`
Alternative APN	`1406426015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,805 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31745 SCHOOLCRAFT
City	FRASER
State	MI
Zip	48026-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	GREER SUBDIVISION LOT 20. L31- P13. CITY OF FRASER
Legal Subdivision	GREER SUBDIVISION
Legal Lot Number	20
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	4
Census Block	4002
Census Tract	254200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19778 E 14 MILE RD, ROSEVILLE, MI 48066-1165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Sep 24, 2025 · Amount on Record
Deed Document Number	202671772
Deed Book / Page	30784 / 53
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	0000079318
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 28, 2026
Property Address	31745 SCHOOLCRAFT, FRASER, MI 48026-3641
Document Number	0000071772
Book / Page	30784 / 53
Instrument Date	Jul 24, 2026
Instrument	202671772
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19778 E 14 MILE RD, ROSEVILLE, MI 48066-1165
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071700,
Date	Jul 28, 2026
Instrument	202671700

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 24, 2025
Property Address	31745 SCHOOLCRAFT, FRASER, MI 48026-3641
Document Number	2500085109
Book / Page	30298 / 158
Map Reference	LB 31 PG 13
Instrument Date	Sep 17, 2025
Instrument	202500085109
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ROC TITLE AGENCY LLC, ROI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16873 MUIRLAND ST, DETROIT, MI 48221-3014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31745 SCHOOLCRAFT, FRASER, MI 48026-3641

Mortgage

Document Number	0000298135
Date	Sep 24, 2025
Instrument	30298/135

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,500 (-4.91%)	$275,000 (-4.91%)
2025	$4,195.00 (+20.65%) Homeowner's exemption	$144,600 (+23.38%)	$289,200 (+23.38%)
2024	$3,477.00 (+11.34%)
2023		$117,200	$234,400
2022	$3,123.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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