3174 Spruce Pine Rd, Pippa Passes, KY 41844 Property Records

Knott County property record for 3174 Spruce Pine Rd, Pippa Passes, KY 41844

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jun 2026)
Tax Bill	$778 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`070-00 00 005.00`

Property Details

APN / Parcel Number

Primary APN	`070-00 00 005.00`
Alternative APNs	`106256` `22497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	544 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	106256
Street Address	3174 SPRUCE PINE RD
City	PIPPA PASSES
State	KY
Zip	41844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	5 AC & DW
Jurisdiction	KNOTT KY
Township / Civil Division	HINDMAN
Census Block Group	2
Census Block	2005
Census Tract	960300

Owner

3174 Spruce Pine Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Knott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3174 SPRUCE PINE RD, PIPPA PASSES, KY 41844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Construction Mortgage COMMUNITY TRUST BANK
Apr 26, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Deed Document Number	202610012107
Deed Book / Page	316 / 288
Prior Transfer Date	Jun 9, 2026
Prior Transfer Doc	0010012107
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOTT KY
Recording Date	Jun 26, 2026
Property Address	3174 SPRUCE PINE RD, PIPPA PASSES, KY 41844
Document Number	0010012107
Book / Page	316 / 288
Instrument Date	Jun 9, 2026
Instrument	202610012107
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 SPRUCE PINE RD, PIPPA PASSES, KY 41844

Mortgage

Document Number	0010012108,
Date	Jun 26, 2026
Instrument	202610012108

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 9, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOTT KY
Recording Date	Apr 26, 2019
Property Address	3174 SPRUCE PINE RD, PIPPA PASSES, KY 41844
Document Number	000287/203
Book / Page	287 / 203
Instrument Date	Mar 26, 2019
Instrument	20190-00005074
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 882, HINDMAN, KY 41822-0882

Tax Assessment & Valuation

The 2025 property tax bill for 3174 Spruce Pine Rd was $778.

Source: Knott County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knott County
Unified School District	Knott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-) Land $8,000 Building $62,000	$70,000 (-) Land $8,000 Building $62,000
2025	$778.00	$70,000 Land $8,000 Building $62,000	$70,000 Land $8,000 Building $62,000
2023	$72.00	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3174 Spruce Pine Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1981–2014)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2014 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Aug 2014 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3174 Spruce Pine Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 90% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOTT CO WATER & SEWER DISTRICT serves 8,955 people · EPA ID KY0600062
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile.

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