3174 River Oak Rd, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3174 River Oak Rd, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1966
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Jan 2019)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-2-013-00-0`

Property Details

APN / Parcel Number

Primary APN	`055-2-013-00-0`
Alternative APNs	`34255` `26364`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3174 RIVER OAK RD
City	AUGUSTA
State	GA
Zip	30909-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	VALLEY PARK (00000) 015-H
Legal Subdivision	VALLEY PARK
Legal Block	H
Legal Lot Number	15
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4009
Census Tract	1604

Owner

3174 River Oak Rd is owned by an individual who bought it in January 2019.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	453 PEBBLE CHASE LN, LAWRENCEVILLE, GA 30044-8834
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE
Jan 31, 2019	Warranty Deed, Transfer NAVY FCU
Aug 15, 2018	Warranty Deed, Construction Loan · Line of Credit JEREMY ALTMAN
Jun 27, 2018	Warranty Deed, Construction Loan · Construction Mortgage WAYNE WORKS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	2019537
Deed Book / Page	1662 / 1747
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	1273001930
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3174 RIVER OAK RD, AUGUSTA, GA 30909-4123
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 RIVER OAK RD, AUGUSTA, GA 30909-4123

Mortgage

Document Number	0017800000002011
Date	May 17, 2021
Book Page	0000001780/0000002011
Instrument	2021016995

Lender

Name	COMPASS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jan 31, 2019
Property Address	3174 RIVER OAK RD, AUGUSTA, GA 30909-4123
Document Number	0016621747
Book / Page	001662 / 001747
Instrument Date	Jan 25, 2019
Instrument	4156
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 RIVER OAK RD AUGUSTA GA 309094123, AUGUSTA, GA 30909-4123

Mortgage

Document Number	16621750
Date	Jan 31, 2019
Book Page	001662/001750
Instrument	4158

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Aug 15, 2018
Property Address	3174 RIVER OAK RD, AUGUSTA, GA 30909-4123
Document Number	0016420115
Book / Page	001642 / 000115
Instrument Date	Aug 10, 2018
Transaction Type	Construction Loan
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3174 RIVER OAK RD AUGUSTA GA 309094123, AUGUSTA, GA 30909-4123

Mortgage

Document Number	16420116
Date	Aug 15, 2018
Book Page	001642/000116

Lender

Name	JEREMY ALTMAN
Address	854 OLD STEVENS CREEK RD, AUGUSTA, GA 30907-9227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 14, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jun 27, 2018
Property Address	3174 RIVER OAK RD, AUGUSTA, GA 30909-4123
Document Number	0016350040
Book / Page	001635 / 000040
Instrument Date	Jun 22, 2018
Transaction Type	Construction Loan
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3174 RIVER OAK RD AUGUSTA GA 309094123, AUGUSTA, GA 30909-4123
Investor	Possibly a Property Investor

Mortgage

Document Number	16350041
Date	Jun 27, 2018
Book Page	001635/000041

Lender

Name	WAYNE WORKS LLC
Address	209 HUDSON TRCE, AUGUSTA, GA 30907-2010

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 26, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 3174 River Oak Rd was $2,788, down 8.6% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (-8.56%)
2025	$3,049.00	$87,968 Land $8,000 Building $79,968	$219,920 Land $20,000 Building $199,920
2023	$2,227.00 (-2.32%)	$72,492 (+7.68%) Land $8,000 Building $64,492	$181,230 (+7.68%) Land $20,000 Building $161,230
2022	$2,280.00	$67,322 Land $8,000 Building $59,322	$168,306 Land $20,000 Building $148,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3174 River Oak Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3174 River Oak Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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