San Diego County property record for 3174 Reservoir Dr, Jamul, CA 91935
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,145 sqft · built 1973 |
| Lot Size | 0.547 acres (23,816 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Aug 2026) |
| Tax Bill | $1,925 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2025 Transfer |
| Flood Zone | Zone D (undetermined) |
| APN | 596-101-03-00 |
| Primary APN | 596-101-03-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,145 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 23,816 sqft (0.547 acres) |
| Street Address | 3174 RESERVOIR DR |
|---|---|
| City | JAMUL |
| State | CA |
| Zip | 91935-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | BLK 6 LOT 1 TR 002183 |
| Legal Subdivision | INDIAN SPGS AVOCADO FARMS |
| Legal Tract | 002183 |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21305 |
3174 Reservoir Dr is owned and occupied by two individuals who bought it in August 2026.
Source: San Diego County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3174 RESERVOIR DR, JAMUL, CA 91935-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Grant Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Nov 13, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Deed Document Number | 2026255986 |
| Prior Transfer Date | Nov 29, 2016 |
| Prior Transfer Doc | 0000656618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2026 |
| Property Address | 3174 RESERVOIR DR, JAMUL, CA 91935-2016 |
| Document Number | 0000255986 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026255986 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3174 RESERVOIR DR, JAMUL, CA 91935-2016 |
| Document Number | 0000255987, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026255987 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 13, 2025 |
| Property Address | 3174 RESERVOIR DR, JAMUL, CA 91935-2016 |
| Document Number | 0000319856 |
| Map Reference | MAP 2183 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025-0319856 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15590 LYONS VALLEY RD, JAMUL, CA 91935-3506 |
The 2025 property tax bill for 3174 Reservoir Dr was $1,925, up 2.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Jamul-Dulzura Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $950,000 (+505.6%) Land $500,000 Building $450,000 | |
| 2025 | $1,925.00 (+2.07%) Homeowner's exemption | $156,869 Land $23,997 Building $132,872 |
| 2024 | $1,886.00 (+1.95%) | |
| 2023 | $1,850.00 (+2.44%) Homeowner's exemption | $150,779 Land $23,066 Building $127,713 |
| 2022 | $1,806.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3174 Reservoir Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3174 Reservoir Dr is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sycuan tribal government · serves 12,350 people · EPA ID 090605024 |
|---|---|
| Water Source | Purchased surface water from PADRE DAM MWD |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.53 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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