Kendall County property record for 3174 Plainfield Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2,528 sqft · built 1900 |
| Lot Size | 5.16 acres (225,205 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,000 (Jan 2026) |
| Tax Bill | $9,839 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Construction Loan Dec 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-400-008 |
| Primary APN | 03-28-400-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Living Area |
| 1st Floor Area | 2,528 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 225,205 sqft |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3174 PLAINFIELD RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC. 28-37-8 5.17 ACS DOC 89-1759 PT SE, COMM SE COR, N209.19', NW1000.46' TO POB, SW568.26', NW312.98 NE TO C/L RD, SE TO POB |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 28 |
| Legal Subdivision | TOWNSHIP |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 890108 |
Source: Kendall County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1460 SE RIVER RD, MONTGOMERY, IL 60538-1548 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 20, 2026 | Warranty Deed, Construction Loan · Construction Mortgage RFLF 4 LLC |
| Dec 9, 2025 | Warranty Deed, Construction Loan · Construction Mortgage RFLF 4 LLC |
| Jun 16, 2018 | Deed of Trust, Mortgage QUICKEN HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Dec 9, 2025 · Amount on Record |
| Deed Document Number | 2026858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 20, 2026 |
| Property Address | 3174 PLAINFIELD RD, OSWEGO, IL 60543-9704 |
| Document Number | 0000000858 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 202600000858 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731 |
| Name | Verified Name |
|---|---|
| Address | 1460 SE RIVER RD, MONTGOMERY, IL 60538-1548 |
| Document Number | 0000000859 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 202600000859 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 9, 2025 |
| Property Address | 3174 PLAINFIELD RD, OSWEGO, IL 60543-9704 |
| Document Number | 0000016200 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 202500016200 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 23, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1315 CINDY LN, SANDWICH, IL 60548-2565 |
| Name | Verified Name |
|---|---|
| Address | 129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016201 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 202500016201 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 3174 PLAINFIELD RD, OSWEGO, IL 60543-9704 |
| Document Number | 0000008999 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3174 PLAINFIELD RD OSWEGO IL 605439704, OSWEGO, IL 60543-9704 |
| Document Number | 0000008999 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 8999 |
| Name | QUICKEN HM LNS |
|---|---|
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2048 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,716 (+14%) Land $79,627 Building $62,089 | $425,148 (+14%) Land $238,881 Building $186,267 | |
| 2024 | $9,839.00 | $124,312 (+23.05%) Land $69,848 Building $54,464 | $372,936 (+23.05%) Land $209,544 Building $163,392 |
| 2022 | $101,026 Land $56,764 Building $44,262 | $303,078 Land $170,292 Building $132,786 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless | 25 / 5 |
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