3174 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3174 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 1,770 sqft · built 1927
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (May 2022)
Tax Bill$6,806 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-25-18-131-044

Property Details

APN / Parcel Number

Primary APN04-25-18-131-044

Interior

Bedrooms6 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,770 sqft Living Area
1st Floor Area1,136 sqft
Basement Area1,033 sqft
Unfinished Basement1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1953
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage Area542 sqft
Parking Spaces2 Parking Spaces
Deck Area236 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3174 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-3139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 THOMAS BROTHERS' BEVERLY PARK SUB. S 5 FT OF LOT 455, ALSO ALL OF LOT 456 12-28-00 FR 001
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionTHOMAS BROTHERS' BEVERLY PARK
Legal Lot Number455
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group2
Census Block2013
Census Tract170200

Owner

3174 Phillips Ave is owned and occupied by two individuals who bought it in May 2022.

Source: Oakland County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3174 PHILLIPS AVE, BERKLEY, MI 48072-3139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Mar 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Feb 13, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on File
Deed SaleMay 16, 2022 · Amount on File
Prior SaleFeb 13, 2019 · Amount on File
Deed Document Number2022382730
Deed Book / Page57774 / 423
Prior Transfer DateMay 6, 2022
Prior Transfer Doc0000382730
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 16, 2022
Property Address3174 PHILLIPS AVE, BERKLEY, MI 48072-3139
Document Number0000382730
Book / Page57774 / 423
Map ReferenceLB 15 PG 8
Instrument DateMay 6, 2022
Instrument382730
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3174 PHILLIPS AVE, 3174, BERKLEY, MI 48072-3139

Transferred To (Grantee/Buyer)

NameVerified Name
Address3174 PHILLIPS AVE, BERKLEY, MI 48072-3139

Mortgage

Document Number0057774425
DateMay 16, 2022
Instrument57774/425
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJun 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.12%
IndexOther
Max Rate9.12%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3174 PHILLIPS AVE, BERKLEY, MI 48072-3139
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045856
DateMar 27, 2018
Book Page51664/00658
Instrument45856
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 13, 2019
Property Address3174 PHILLIPS AVE, BERKLEY, MI 48072-3139
Document Number0000021142
Book / Page52575 / 00398
Map ReferenceLB 15 PG 8
Instrument DateNov 19, 2018
Instrument021142
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIRST AMERICAN TITLE INSU CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,838.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3174 PHILLIPS AVE, 3174, BERKLEY, MI 48072-3139

Transferred To (Grantee/Buyer)

NameVerified Name
Address3174 PHILLIPS AVE, BERKLEY, MI 48072-3139

Mortgage

Document Number0000021143
DateFeb 13, 2019
Instrument021143
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term118 Months
DueDec 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3174 Phillips Ave was $6,806 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,806.00 (-2.88%) Homeowner's exemption$182,260$364,520
2024$7,008.00
2023$162,940$325,880
2021$4,312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3174 Phillips Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3174 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 948 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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