3174 Dark Sky Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3174 Dark Sky Dr, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,933 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$286,048 (May 2017)
Tax Bill	$7,320 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302632329400010370`

Property Details

APN / Parcel Number

Primary APN	`302632329400010370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,933 sqft Heated Area
Gross Area	2,920 sqft
1st Floor Area	1,933 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	290 sqft
Porch	Open Porch
Porch Area	546 sqft
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3174 DARK SKY DR
City	HARMONY
State	FL
Zip	34773-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD F PB 24 PG 32-35 LOT 37
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	3294
Legal Lot Number	37
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 302632329400010370

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3174 DARK SKY DR, HARMONY, FL 34773-6000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 31, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Deed Document Number	2017079784
Deed Book / Page	5156 / 2663
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3174 DARK SKY DR, HARMONY, FL 34773-6000
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 DARK SKY DR, HARMONY, FL 34773-6000

Mortgage

Document Number	0064382381
Date	Jul 11, 2023
Book Page	6438/2381
Instrument	2023089119

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3174 DARK SKY DR, HARMONY, FL 34773-6000
Transaction Type	Mortgage
Record Updated	Feb 08, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 DARK SKY DR, HARMONY, FL 34773-6000

Mortgage

Document Number	0058942192
Date	Feb 19, 2021
Book Page	5894/2192
Instrument	2021024394

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 31, 2017
Property Address	3174 DARK SKY DR, HARMONY, FL 34773-6000
Document Number	0051562663
Book / Page	5156 / 2663
Map Reference	MB24 PG32-35
Instrument Date	May 30, 2017
Instrument	2017079784
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	AMERICAN HOME TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1560 WELLS RD # RDA105, 1560, ORANGE PARK, FL 32073-6780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 DARK SKY DR, HARMONY, FL 34773-6000

Mortgage

Document Number	0051562664
Date	May 31, 2017
Instrument	5156/2664

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,320.00 (+11.04%) Homeowner's exemption	$264,763 (+17.46%)	$364,600 (+5.62%) Land $78,000 Building $286,600
2023	$6,592.00 (+6%) Homeowner's exemption	$225,400 (+3%)	$345,200 (+13%) Land $78,000 Building $267,200
2022	$6,219.00 Homeowner's exemption	$218,835	$305,500 Land $72,000 Building $233,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 291 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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