3174 Co Rd 41, Waterloo, IN 46793 Property Records

DeKalb County property record for 3174 Co Rd 41, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,044 sqft · built 2002
Lot Size	4.29 acres (187,221 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Oct 2006)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-11-300-009.000-007`

Property Details

APN / Parcel Number

Primary APN	`17-06-11-300-009.000-007`
Alternative APN	`050611300009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
1st Floor Area	2,172 sqft
Attic	Attic
Attic Area	552 sqft
Basement Area	1,788 sqft
Unfinished Basement	1,788 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	187,221 sqft (4.29 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,772 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	050611300009
Street Address	3174 COUNTY ROAD 41
City	WATERLOO
State	IN
Zip	46793-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICS FIELD ADDITION ( 4.298 + .458 ACRES R/W ) LOT 4 ACRES 4.298 11 - 34 - 13
Legal Subdivision	VIES FIELD
Legal Lot Number	4
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3007
Census Tract	20200

Owner

3174 Co Rd 41 is owned and occupied by an individual who bought it in October 2006.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3174 COUNTY ROAD 41, WATERLOO, IN 46793-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2006 · Amount on File
Deed Sale	Oct 31, 2006 · Amount on File
Prior Sale	Feb 6, 2001 · Amount on File
Deed Document Number	20067690
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	3174 COUNTY ROAD 41, WATERLOO, IN 46793-9520
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 COUNTY ROAD 41, WATERLOO, IN 46793-9520

Mortgage

Document Number	0202108295
Date	Nov 9, 2021
Instrument	202108295

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3174 Co Rd 41 was $3,048, down 4.5% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,048.00 (-4.54%)	$475,400 (+1.28%) Land $56,300 Building $419,100	$475,400 (+1.28%) Land $56,300 Building $419,100
2024	$3,193.00 (+3.2%)	$469,400 (+1.29%) Land $56,300 Building $413,100	$469,400 (+1.29%) Land $56,300 Building $413,100
2023	$3,094.00 (-11.47%)	$463,400 (+14.85%) Land $54,100 Building $409,300	$463,400 (+14.85%) Land $54,100 Building $409,300
2022	$3,495.00	$403,500 Land $47,000 Building $356,500	$403,500 Land $47,000 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3174 Co Rd 41 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3174 Co Rd 41 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Auburn Essential Services Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 41

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