3174 Cafeto Dr, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 3174 Cafeto Dr, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,272 sqft · built 1966
Lot Size	0.293 acres (12,740 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,948 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`142-274-008-2`

Property Details

APN / Parcel Number

Primary APN	`142-274-008-2`
Alternative APN	`142-274-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,272 sqft Living Area
1st Floor Area	2,272 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Lot Area	12,740 sqft (0.293 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3174 CAFETO DR
City	WALNUT CREEK
State	CA
Zip	94598-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	TRACT 3353 43
Legal Subdivision	BRROKTREE 5 SUB 3353
Legal Tract	3353
Legal Lot Number	43
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1016
Census Tract	338301

Owner

3174 Cafeto Dr is owner-occupied and held in a trust since January 1997.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3174 CAFETO DR, WALNUT CREEK, CA 94598-3813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage FREMONT BANK
May 17, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 3, 1997
Transfer Doc	0000003928
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3174 CAFETO DR, WALNUT CREEK, CA 94598-3813
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CONC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011371
Date	Jan 24, 2018
Instrument	2018-011371

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3174 CAFETO DR, WALNUT CREEK, CA 94598-3813
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077765
Date	May 17, 2018
Instrument	2018-077765

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3174 CAFETO DR, WALNUT CREEK, CA 94598-3813
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 CAFETO DR, WALNUT CREEK, CA 94598-3813

Mortgage

Document Number	0000028065
Date	Jan 29, 2021
Instrument	2021-028065

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3174 CAFETO DR, WALNUT CREEK, CA 94598-3813
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3174 CAFETO DR, WALNUT CREEK, CA 94598-3813

Mortgage

Document Number	0000113328
Date	Jul 14, 2022
Instrument	2022-113328

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3174 Cafeto Dr was $8,948 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$752,426 (+2%) Land $356,563 Building $395,863
2025	$8,948.00 Homeowner's exemption	$737,673 Land $349,572 Building $388,101
2023	$8,593.00 (+0.89%) Homeowner's exemption	$709,031 Land $335,999 Building $373,032
2022	$8,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3174 Cafeto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3174 Cafeto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom, Verizon.

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