31731 Rd P, Harvard, NE 68944 Property Records

Clay County property record for 31731 Rd P, Harvard, NE 68944

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,238 sqft · built 1914
Lot Size	5.89 acres (256,568 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2022)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	May 2006 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000146301`

Property Details

APN / Parcel Number

Primary APN	`000146301`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
1st Floor Area	1,758 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	256,568 sqft (5.89 acres)
Garage Type	Attached
Garage Area	720 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	429 sqft
Deck Area	360 sqft
Granary	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31731 ROAD P
City	HARVARD
State	NE
Zip	68944-3111
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT OF E1/2S1/2SE1/4
Legal Range	06
Legal Township	07
Legal Section	08
Jurisdiction	CLAY NE
Township / Civil Division	LEWIS
Census Block Group	1
Census Block	1114
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31731 ROAD P, HARVARD, NE 68944-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2006	Deed of Trust, Mortgage MIDWEST BANK, N.A.
Sep 6, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	May 18, 2006
Deed Document Number	2022970
Deed Book / Page	135 / 318
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31731 ROAD P, HARVARD, NE 68944-3111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PRAIRIE TITLE, PRAIRIE TITLE INC.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000210/183
Date	May 18, 2006
Book Page	210/183

Lender

Name	MIDWEST BANK, N.A.
Address	PO BOX 545, YORK, NE 68467

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 11, 2011

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 6, 2022
Property Address	31731 ROAD P, HARVARD, NE 68944-3111
Document Number	000135/318
Book / Page	135 / 318
Instrument Date	Aug 27, 2022
Instrument	2022-00970
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202200971
Date	Sep 6, 2022
Instrument	2022-00971

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Lewis Township
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,490 (+12.7%) Land $35,825 Building $253,665	$289,490 (+12.7%) Land $35,825 Building $253,665
2025	$1,887.00 (-40.98%)	$256,875 (-1.64%) Land $35,825 Building $221,050	$256,875 (-1.64%) Land $35,825 Building $221,050
2023	$3,197.00	$261,150 Land $29,825 Building $231,325	$261,150 Land $29,825 Building $231,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Hamilton.net Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd P

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