3173 SE Ellendale St, Stuart, FL 34997 Property Records

Martin County property record for 3173 SE Ellendale St, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	2 bd · 3 ba · 1,770 sqft · built 1975
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2017)
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-076-0020.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-076-0020.0-7-0000`
Alternative APNs	`37-38-41-007-076-00200-7` `33839`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	150 sqft
Carport	Carport
Carport Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33839
Street Address	3173 SE ELLENDALE ST, 3183
City	STUART
State	FL
Zip	34997-5302
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 20 22 & 24 BLK 76
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	76
Legal Lot Number	20
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2012
Census Tract	1301

Owner

3173 SE Ellendale St is owned by two individuals who bought it in June 2017.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3054 SW 78TH AVE, PALM CITY, FL 34990-5441
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BANKERS MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Prior Sale	Nov 10, 2011 · Amount on File
Deed Document Number	20172641884
Deed Book / Page	2932 / 2923
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3173 SE ELLENDALE ST, STUART, FL 34997-5302
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3O54 SW 78TH AVE, PALM CITY, FL 34990

Mortgage

Document Number	0032490518
Date	Aug 16, 2021
Book Page	3249/518
Instrument	2908488

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 21, 2017
Property Address	3173 SE ELLENDALE ST, STUART, FL 34997-5302
Document Number	0029322923
Book / Page	02932 / 2923
Map Reference	MB1 PG41
Instrument Date	Jun 16, 2017
Instrument	2641884
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 N MYRTLE AVE, 351, MONROVIA, CA 91016-2291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 SE SPRINGTREE PL, STUART, FL 34997-8576

Mortgage

Document Number	0002641885
Date	Jun 21, 2017
Instrument	2641885

Lender

Name	BANKERS MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3173 SE Ellendale St was $7,186, up 13.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,186.00 (+13.59%)	$284,120	$504,000 Land $80,000 Building $424,000
2024	$6,326.00 (+7.77%)
2023	$5,870.00 (+8.44%)	$234,810 (+1%)	$314,160 (+11.45%) Land $65,000 Building $249,160
2022	$5,413.00	$213,464	$281,880 Land $65,000 Building $216,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3173 SE Ellendale St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	48 (1995–2020)
Claims Outside the SFHA	9 of 48
Most Recent Claim	May 2020
Claims by Event	Hurricane Frances, Sep 2004 · 26 claims Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3173 SE Ellendale St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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