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3173 Scottish Trce, Lexington, KY 40509 Property Records

Lexington-Fayette Urban County property record for 3173 Scottish Trce, Lexington, KY 40509

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,158 sqft · built 2006
Lot Size0.157 acres (6,826 sqft)
OwnerIndividual Name on File
Last Sale$387,000 (Sep 2023)
Tax Bill$4,875 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2017 Mortgage
+ 4 more
APN38119940

Property Details

APN / Parcel Number

Primary APN38119940

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,158 sqft Living Area
1st Floor Area228 sqft
Basement Area1,169 sqft
Finished Basement864 sqft
Unfinished Basement69 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area6,826 sqft (0.157 acres)
Lot Width47.2 ft Width
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area120 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address3173 SCOTTISH TRCE
CityLEXINGTON
StateKY
Zip40509-8544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEAR-2
Legal DescriptionM-166 BLACKFORD PROPERTY PHASE 1 UNIT 1-A LOT 8; BOOK: 3754 PAGE: 262
Legal SubdivisionBLACKFORD PROPERTY PHASE 1
Legal Lot Number8
Legal Unit1-A
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE NORTHEAST
Census Block Group1
Census Block1000
Census Tract3915

Owner

3173 Scottish Trce is owned and occupied by an individual who bought it in September 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Sep 1, 2017Deed of Trust, Mortgage
UNIVERSITY OF KY FED CR UN
May 26, 2020Deed, Transfer
Sep 1, 2017Deed, Subdivision Related Transfer
AMERIFIRST FIN CORP
Apr 28, 2017Deed, Transfer
BANK OF LEX
Apr 28, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2023 · Amount on File
Deed SaleSep 18, 2023 · Amount on File
Prior SaleMay 26, 2020 · Amount on File
Deed Document Number2023117
Deed Book / Page4037 / 457
Transfer Doc003487/180
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateSep 18, 2023
Property Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544
Document NumberDB4037/457
Book / PageDB 4037 / 457
Map ReferenceCAB M SL 166
Instrument DateSep 15, 2023
Instrument202309180117
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$387.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7625 IRVINE RD, WINCHESTER, KY 40391-9330

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544

Mortgage

Document Number202309180118
DateSep 18, 2023
Instrument202309180118
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008927/277
DateSep 1, 2017
Book Page8927/277
Lender
NameUNIVERSITY OF KY FED CR UN
Agreement
AmountAmount on Record

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMay 26, 2020
Property Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544
Document Number003754/262
Book / Page3754 / 262
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateSep 1, 2017
Property Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544
Document Number003521/690
Book / Page3521 / 690
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008927/253
DateSep 1, 2017
Book Page8927/253
Lender
NameAMERIFIRST FIN CORP
Agreement
AmountAmount on Record

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateApr 28, 2017
Property Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544
Document Number003487/175
Book / Page3487 / 175
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number008825/079
DateApr 28, 2017
Book Page8825/079
Lender
NameBANK OF LEX
Agreement
AmountAmount on Record

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateApr 28, 2017
Property Address3173 SCOTTISH TRCE, LEXINGTON, KY 40509-8544
Document Number003487/180
Book / Page3487 / 180
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3173 Scottish Trce was $4,875, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,875.00 (+1.88%)$387,000 (-)$387,000 (-)
2025$4,785.00$387,000$387,000
2023$4,359.00 (-3.18%)$352,500 (-)$352,500 (-)
2022$4,502.00$352,500$352,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3173 Scottish Trce.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3173 Scottish Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20

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