3173 Jamacha View Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 3173 Jamacha View Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,546 sqft · built 1990
Lot Size	0.279 acres (12,167 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Jul 2019)
Tax Bill	$10,380 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-332-17-00`

Property Details

APN / Parcel Number

Primary APN	`519-332-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,546 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	12,167 sqft (0.279 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3173 JAMACHA VIEW DR
City	EL CAJON
State	CA
Zip	92019-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 186 TR 012084
Legal Subdivision	COUNTY/SAN DIEGO #4600-2
Legal Tract	012084
Legal Block	2
Legal Lot Number	186
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2008
Census Tract	21305

Owner

3173 Jamacha View Dr is owned and occupied by an individual who bought it in July 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3173 JAMACHA VIEW DR, EL CAJON, CA 92019-5144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage RATE RABBIT HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Jun 30, 1989 · Amount on File
Deed Document Number	2019313324
Prior Transfer Date	Jul 15, 2016
Prior Transfer Doc	0000369806
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3173 JAMACHA VIEW DR, EL CAJON, CA 92019-5144
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3173 JAMACHA VIEW DR, EL CAJON, CA 92019-5144

Mortgage

Document Number	0000475302
Date	Jun 30, 2021
Instrument	2021-0475302

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2019
Property Address	3173 JAMACHA VIEW DR, EL CAJON, CA 92019-5144
Document Number	0000313324
Instrument Date	Jun 27, 2019
Instrument	313324
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3173 JAMACHA VIEW DR EL CAJON CA 920195144, EL CAJON, CA 92019-5144

Mortgage

Document Number	313325
Date	Jul 30, 2019
Instrument	313325

Lender

Name	RATE RABBIT HM LNS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3173 Jamacha View Dr was $10,380 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$842,209 (+2%) Land $303,501 Building $538,708
2025	$10,380.00 Homeowner's exemption	$825,696 Land $297,550 Building $528,146
2023	$10,064.00 (+1.81%) Homeowner's exemption	$793,636 Land $285,997 Building $507,639
2022	$9,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3173 Jamacha View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3173 Jamacha View Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

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