3173 Cefis Dr, Mount Airy, MD 21771 Property Records

Carroll County property record for 3173 Cefis Dr, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,310 sqft · built 1994
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,103 (Sep 1994)
Tax Bill	$7,397 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-026211`

Property Details

APN / Parcel Number

Primary APN	`13-026211`
Alternative APN	`026211`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,310 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	122,404 sqft (2.81 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	380 sqft
Deck Area	282 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026211
Street Address	3173 CEFIS DR
City	MOUNT AIRY
State	MD
Zip	21771-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 17- 2.8161 AC CEFIS DR 36-48/45 THE PADDOCKS SC 1
Legal Subdivision	PADDOCKS SEC 01
Legal Lot Number	17
Jurisdiction	CARROLL MD
Township / Civil Division	13, MOUNT AIRY
Census Block Group	1
Census Block	1010
Census Tract	513002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3173 CEFIS DR, MOUNT AIRY, MD 21771-8039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Feb 13, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1994 · Amount on Record
Deed Sale	Sep 16, 1994 · Amount on Record
Prior Sale	Jun 7, 1994 · Amount on Record
Deed Book / Page	1634 / 440
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3173 CEFIS DR, MOUNT AIRY, MD 21771-8039
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	MIDDLETOWN VALLEY TITLE ESCROW LL, MIDDLETOWN VALLEY T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103360159
Date	Jun 22, 2021
Book Page	10336/159

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	3173 CEFIS DR, MOUNT AIRY, MD 21771-8039
Document Number	0086710369
Book / Page	008671 / 000369
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3173 CEFIS DR MOUNT AIRY MD 217718039, MOUNT AIRY, MD 21771-8039

Mortgage

Document Number	0086710369
Date	Apr 27, 2017
Book Page	008671/000369

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37230-5053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,397.00 (+5.4%) Homeowner's exemption	$728,367 (+27.1%)	$789,500 (+30.26%) Land $254,000 Building $535,500
2025	$7,018.00 (+8.39%) Homeowner's exemption
2023	$6,475.00 Homeowner's exemption	$573,067	$606,100 Land $234,000 Building $372,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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