31722 Frontier Ave, Stacy, MN 55079 Property Records

Chisago County property record for 31722 Frontier Ave, Stacy, MN 55079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1991
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$500 (Dec 2025)
Tax Bill	$3,566 (2026)
Deeds & Mortgages	Feb 2019 Refinance Dec 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00625-10`

Property Details

APN / Parcel Number

Primary APN	`05-00625-10`
Alternative APNs	`3176347` `3371528` `3455927` `3986209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	988 sqft Living Area
Gross Area	2,359 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	988 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3986209
Street Address	31722 FRONTIER AVE
City	STACY
State	MN
Zip	55079-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SUBDIVISIONNAME RICHLAND NORTH LOT 001 BLOCK 001 SUBDIVISIONCD 05070
Legal Range	021
Legal Township	034
Legal Section	29
Legal Subdivision	RICHLAND NORTH
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHISAGO MN
Township / Civil Division	STACY
Census Block Group	2
Census Block	2004
Census Tract	110402

Owner

Source: Chisago County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31722 FRONTIER AVE, STACY, MN 55079-9573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE ELMO BANK
Dec 7, 2016	Deed of Trust, Mortgage · Conventional Mortgage HOMESERVICES LENDING LLC
Dec 3, 2025	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC
Feb 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE ELMO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	2025688931
Prior Transfer Date	Nov 19, 2025
Prior Transfer Doc	0000688931
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	31722 FRONTIER AVE, STACY, MN 55079-9573
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A616660
Date	Feb 12, 2019
Instrument	A616660

Lender

Name	LAKE ELMO BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	31722 FRONTIER AVE, STACY, MN 55079-9573
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A594498
Date	Dec 7, 2016
Instrument	A594498

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2046

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHISAGO MN
Recording Date	Dec 3, 2025
Property Address	31722 FRONTIER AVE, STACY, MN 55079-9573
Document Number	000A688931
Instrument Date	Nov 19, 2025
Instrument	A-688931
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31722 FRONTIER AVE, STACY, MN 55079-9573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31722 FRONTIER AVE, STACY, MN 55079-9573

Mortgage

Document Number	000A688932
Date	Dec 3, 2025
Instrument	A-688932

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	31722 FRONTIER AVE, STACY, MN 55079-9573
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A616660
Date	Feb 12, 2019
Instrument	A616660

Lender

Name	LAKE ELMO BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Stacy City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,566.00 (+10.81%)
2025	$3,218.00 (-4.45%) Homeowner's exemption
2024		$291,000 (-8.32%)	$309,700 (-4.82%)
2023	$3,368.00 (+2.37%) Homeowner's exemption	$317,400 (+5.48%)	$325,400 (+4.9%) Land $89,000 Building $236,400
2022	$3,290.00 (+11.68%) Homeowner's exemption	$300,900 (+34.09%)	$310,200 (+29.25%) Land $81,000 Building $229,200
2021	$2,946.00	$224,400	$240,000 Land $65,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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