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3172 Willowhurst Trce, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3172 Willowhurst Trce, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Lot Size13,504 sqft (0.31 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$3,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN061-00-01-148.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Stories

Exterior

Year BuiltBuilt 2017
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Lot Area13,504 sqft (0.31 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0610001148.00
Street Address3172 WILLOWHURST TRCE
CityCOVINGTON
StateKY
Zip41015-9009
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMANOR HILL SEC 1A RESUB LOT 148
Legal SubdivisionMANOR HILL
Legal Phase1A
Legal Lot Number148
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup2
Census Block2004
Census Tract65800

Owner

Source: Kenton County records · APN 061-00-01-148.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3172 WILLOWHURST TRCE, COVINGTON, KY 41015-9009
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Line of Credit
US BK
Oct 24, 2017Deed of Trust, Mortgage
HUNTINGTON NAT'L BK
Jun 27, 2017Loan Modification, Mortgage
HERITAGE BK
Feb 28, 2017Deed of Trust, Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2016
Deed SaleAug 30, 2016
Deed Doc Number0003812244
Record RefreshedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3172 WILLOWHURST TRCE, COVINGTON, KY 41015-9009
Document Number0000000082
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3172 WILLOWHURST TRCE LATONIA KY 410159009, LATONIA, KY 41015-9009

Mortgage

Document Number0000000082
DateJun 11, 2020
Book Page000M55/000078
Instrument82
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 10, 2030
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3172 WILLOWHURST TRCE, COVINGTON, KY 41015-9009
Document Number0000000192
Book / Page0I4020 / 000100
Instrument DateOct 24, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyAGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3172 WILLOWHURST TRCE INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Mortgage

Document Number0000000192
DateOct 30, 2017
Book Page0I4020/000100
Instrument192
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount Recorded
Term240 Months
DueOct 29, 2037

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address3172 WILLOWHURST TRCE, COVINGTON, KY 41015-9009
Document Number0000000010
Instrument DateJun 27, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address467 ERLANGER RD #200 ERLANGER KY 410181495, 200, ERLANGER, KY 41018-1495

Mortgage

Document Number0000000010
DateSep 06, 2017
Book Page003994/000305
Instrument10
Lender
NameHERITAGE BK
TypeBank
AddressERLANGER, KY 41018
Agreement
Term36 Months
DueSep 05, 2020

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3172 WILLOWHURST TRCE, COVINGTON, KY 41015-9009
Document Number0000000331
Book / Page0I3905 / 000049
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedMay 22, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3172 WILLOW HURST TRCE INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Mortgage

Document Number0000000331
DateMar 03, 2017
Book Page0I3905/000049
Instrument331
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
AmountAmount Recorded
Term360 Months
DueMar 02, 2047
Interest
Rate TypeAdjustable Rate
Rate3.94%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,373.00 (-17.25%) Disabled Person's exemption$339,200 (+5.02%) Land $65,000 Building $274,200$339,200 (+5.02%) Land $65,000 Building $274,200
2023$4,076.00$323,000 Land $30,000 Building $293,000$323,000 Land $30,000 Building $293,000

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