3172 Riva Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 3172 Riva Rd, Riva, MD 21140

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,880 sqft · built 1971
Lot Size0.276 acres (12,000 sqft)
Owner2 Individual Names on File
Last Sale$551,000 (Jun 2021)
Tax Bill$5,082 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-654-02967150

Property Details

APN / Parcel Number

Primary APN02-654-02967150
Alternative APNs
  • 2-654-02967150
  • 65402967150

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,880 sqft Living Area
Gross Area2,100 sqft
1st Floor Area1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)

Exterior Amenities

Pool Area648 sqft
PorchEnclosed Porch
Porch Area220 sqft
Deck Area200 sqft
Patio Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number65402967150
Street Address3172 RIVA RD
CityRIVA
StateMD
Zip21140-1303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionPT LT 153 RIVA FARMS
Legal SubdivisionRIVA FARMS
Legal Block2
Legal Lot Number153
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2033
Census Tract702300

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3172 RIVA RD, RIVA, MD 21140-1303
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Warranty Deed, Transfer · VA Mortgage
HOMESPIRE MORTGAGE CORP
Nov 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Prior SaleApr 13, 1989 · Amount on Record
Deed Book / Page36993 / 293
Prior Transfer DateOct 22, 2020
Prior Transfer Doc0356250287
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 16, 2021
Property Address3172 RIVA RD, RIVA, MD 21140-1303
Document Number0369930293
Book / Page36993 / 293
Map ReferenceMB 24 FO 42
Instrument DateMay 7, 2021
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,887.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6298, ANNAPOLIS, MD 21401-0298

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3172 RIVA RD, RIVA, MD 21140-1303
InvestorPossibly a Property Investor

Mortgage

Document Number36993304
DateJun 16, 2021
Instrument36993/304
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateNov 18, 2020
Property Address3172 RIVA RD, RIVA, MD 21140-1303
Document Number0356250287
Book / Page35625 / 287
Map ReferenceMB 24 FO 42
Instrument DateOct 22, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3172 RIVA RD, RIVA, MD 21140-1303

Mortgage

Document Number35625290
DateNov 18, 2020
Instrument35625/290
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$454,667 (+19.09%)$491,100 (+28.63%) Land $234,000 Building $257,100
2024$5,082.00 (+21.9%)
2023$4,169.00$381,800 Land $224,000 Building $157,800$381,800 Land $224,000 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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