3172 Horizon Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 3172 Horizon Rd, Charlottesville, VA 22902

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,024 sqft · built 2023
Lot Size0.069 acres (3,006 sqft)
OwnerIndividual Name on File
Last Sale$587,490 (Jul 2023)
Tax Bill$5,025 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Mar 2023 Sale & Line of Credit
APN090J0-01-05-006B0

Property Details

APN / Parcel Number

Primary APN090J0-01-05-006B0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,024 sqft Finished Area
Basement Area1,012 sqft
Unfinished Basement1,012 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialWood
Lot Area3,006 sqft (0.069 acres)

Exterior Amenities

PorchSlab
Porch Area68 sqft
Deck Area96 sqft
Patio Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address3172 HORIZON RD
CityCHARLOTTESVILLE
StateVA
Zip22902-6603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWOOD PH 1 BLK 3 LOT 6B
Legal SubdivisionSOUTHWOOD
JurisdictionALBEMARLE VA
Township / Civil DivisionSCOTTSVILLE
Census Block Group2
Census Block2012
Census Tract11302

Owner

3172 Horizon Rd is owned and occupied by an individual who acquired it in July 2024.

Source: Albemarle County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address3172 HORIZON RD, CHARLOTTESVILLE, VA 22902-6603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE
Mar 15, 2023Special Warranty Deed, Transfer · Line of Credit
UNION SERVICE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2023 · Amount on File
Deed SaleJul 31, 2023 · Amount on File
Deed Document Number20236555
Last Transfer DateJul 23, 2024
Transfer Doc0000006529
Record UpdatedSep 20, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJul 31, 2023
Property Address3172 HORIZON RD, CHARLOTTESVILLE, VA 22902-6603
Document Number202300006555
Map ReferenceDOC 202200006638
Instrument DateJul 24, 2023
Instrument202300006555
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3172 HORIZON RD, CHARLOTTESVILLE, VA 22902-6603

Mortgage

Document Number202300006556
DateJul 31, 2023
Instrument202300006556
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateAug 1, 2028
Change Frequency5 Years
Min Rate At Change3.62%
Max Rate At Change7.62%
Index5-Year TN
Max Rate11.6%

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionALBEMARLE VA
Recording DateMar 15, 2023
Property Address3172 HORIZON RD, CHARLOTTESVILLE, VA 22902
Document Number202300001935
Map ReferenceDOC 202200006638
Instrument DateMar 14, 2023
Instrument202300001935
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
Tax$227.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 S PANTOPS DR, CHARLOTTESVILLE, VA 22911-8672

Mortgage

Document Number202300001936
DateMar 15, 2023
Instrument202300001936
Lender
NameUNION SERVICE CORPORATION
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 3172 Horizon Rd was $5,025, up 3.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,025.00 (+3.65%)$562,100 (+3.65%) Land $121,800 Building $440,300$562,100 (+3.65%) Land $121,800 Building $440,300
2025$4,848.00$542,300 Land $121,800 Building $420,500$542,300 Land $121,800 Building $420,500
2023$113,400 Land $113,400$113,400 Land $113,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Nearby Properties on Horizon Rd

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